What is a Conventional Mortgage? These are the most common types of loans, falling below general secondary market loan limits of $417,000. Conventional mortgage loans include fixed rate and adjustable rate mortgages (ARMs), first-time homebuyer loans, trust deed mortgages and more. Most require a down payment, but there are choices that minimize down payment requirements. Note that most programs will require private mortgage insurance if the down payment on your loan is less than 20 percent. We can show you which option is best for your situation. | | | | | | | | Fixed rate and adjustable rate conventional mortgages | | | First-Time homebuyer conventional mortgages | | | Down Payment Assistance Programs | | | Conventional mortgages for borrowers with "less-than-perfect" credit | | | Combined 1st and 2nd trust deed conventional mortgages | | | USDA Rural Home Mortgages |
| | |
Where do I Start? The best thing to do is contact us for a no-obligation free consultation. We tell you in a few minutes which choices might work best for you and quickly pre-approve you free of charge. To schedule an appointment, please call 913.642.8300 for immediate assistance. |