Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity from your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

Homeowners often feel that lowering the mortgage interest rate is the only benefit to refinancing. Although there are other strategies that can create thousands in savings per year without changing the interest rate. Such as, refinancing a mortgage that has Mortgage Insurance into a new Lender Paid Mortgage Insurance. Contact one of our Mortgage Planners
for a free evaluation to see if refinancing make sense for your personal situation.



  • Reduce Your Interest Rate
  • Lower Monthly Payments
  • Cash Out Equity for Home Improvements
  • Consolidate Debt

To Refinance You'll Need:

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Today's Featured Rates*

30 Yr Fxd FHA3.500%4.273%
15 Yr Fxd FHA3.250%4.449%
30 Yr Fxd CONV4.000%4.125%
20 Yr Fxd CONV3.750%3.854%
15 Yr Fxd CONV3.125%3.381%
30 Yr Fxd VA3.500%4.478%
15 Yr Fxd VA3.250%4.415%
30 Yr USDA3.750%4.116%
* This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote. The monthly impounds are not included.

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Metropolitan Mortgage Corporation, NMLS License number 227722, Kansas Licensed Mortgage Company MC.0002442, Missouri License Mortgage Company 13-771 (7280 NW 87th Terrace, Suite 210, Kansas City, MO 64153)

Realtor Partners    Borrowers   

Providing mortgage and financial services to Johnson County Kansas-area residents including: Overland Park, Olathe, Shawnee, Lenexa, Leawood, Prairie Village, Gardner, Merriam, Mission, Roeland Park, Bonner Springs, DeSoto, Spring Hill, Fairway, Mission Hills, Edgerton, Westwood, Lake Quivira, Westwood Hills, Mission Woods, Louisburg