Trying to buy a new home in Merriam, KS, places you in the pleasant position to be close to the former Lee jeans founding city. You can be in a rural area with a fast-growing population, just a few miles away from the Kansas City Metropolitan Area. At Metropolitan Mortgage Corporation, we offer Merriam mortgage services to all qualified citizens and permanent residents. Our goal is to increase housing in Merriam city and offer more people the chance to start a new family in their dream house. As one of the premium Merriam mortgage lenders, our only concern is to offer an affordable mortgage to people according to their current income level.
Veterans and their families deserve to have better rates when buying a house. Their downpayment is minimal, and they can qualify for any house under the nationwide mortgage caps. They can also be eligible both for fixed and variable rate programs. Credit scores will never be an issue for veterans to qualify for a mortgage.
Even when you are a private citizen with a good credit score, you have the chance to ask your Merriam mortgage broker for a quote. Typically you have to pay a down payment anywhere between 3 and 10 percent of the actual home value. The historically low interest rates give you more than enough incentives to receive a mortgage and start building equity in your dream house.
In cooperation with the best home mortgage lender in Merriam, the Federal Housing Administration offers low-interest rates mortgages to help moderate-income borrowers. Taking advantage of the lower interest rates and the minimal down payment requirements, they can buy a house in a rural destination like Merriam to have their family sheltered.
Are you looking for a low-interest rate home mortgage in Merriam? Metropolitan Mortgage Corporation may help with offering lower down payments and a 30-year fixed-rate mortgage for eligible individuals. It would also be necessary to have a 640 credit score rate to have your application admitted for approval.
Every person who wishes to have a more expensive house could apply for jumbo loans. These mortgages typically require a higher down payment and have a fixed or variable interest rates option. There is the chance to refinance your mortgage and benefit from the equity already built on your house. Jumbo loans allow you to easily move to a bigger house when your financial conditions improve.
Getting a loan for your vacation home is also available. Many homeowners wish to have a second house to shelter their families throughout weekends and vacations. Some of them may also like to have a vacation home for purely investment purposes. No matter the use, Metropolitan Mortgage Corporation may offer you the most suitable financial solutions. Pre-qualifying for a mortgage through an excellent credit score and choosing the right duration (up to 30 years) to repay your loan could offer you flexibility and peace of mind.
Why You Should Work With Metropolitan Mortgage Corporation?
Metropolitan Mortgage Corporation has been committed to providing customers with a one-stop, full-service mortgage banking experience for over 30 years. With competitive rates, flexible programs, and knowledgeable associates, we can help you find the best solution to your home financing needs.
RUN CALCULATIONS ON OUR FREE MOBILE APP
Our free mobile app (“Loan Pro”) allows clients to run mortgage payments on the go. With Loan Pro, clients select can from all mortgage products. They can run USDA loans, FHA loans, VA loans, Conventional loans and Jumbo loan calculations.The payments include; Homeowners Insurance, Property Taxes, and Mortgage Insurance (MI)! Do you know of another app that can do that?
If you’re still unsure of which mortgage loan program is right for you, try our built-in Loan Genie matching tool. Or contact a Loan Officer today.
CHECK OUT OUR RATINGS
Don’t just take our word for it. A significant portion of our Merriam, KS business comes from referrals–check our ratings! Along with the realtor, title company, and insurance agents, we provide every client the highest level of customer service. So, here are some client reviews on their Loan Officer.