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Loan Options

At Metropolitan Mortgage Corporation we have loan options for every situation. One of our Mortgage Planners can help you navigate through each loan option and determine the best loan for your personal situation.

Below are multiple loan options; Conventional, FHA, VA, USDA and Jumbo mortgages. To learn more just click the “Read More” button for more information.

Conventional Loan

Conventional Home Mortgage Loans A Conventional loan is not insured by any government program and are the most common type of mortgage. They differ from Federal Housing Administration (FHA loans) and U.S. Department of Veteran Affairs (VA) loans which are insured by the government. Conforming conventional…

FHA Home Loan

FHA Home Loans A mortgage insured by the Federal Housing Administration (FHA). FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment. FHA loans have been helping people buy homes, whether the first or the…

USDA Loan

USDA Loans A USDA (United States Department of Agriculture) home loan, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to low-and moderate-income households in eligible rural areas. What are the Income Requirements? USDA offers an Income Eligibility tool online. Presently, this…

Jumbo Loan

Jumbo Loans A Jumbo loan is for larger priced homes and requires a larger down payment and credit quality. Benefits of Jumbo Home Loans Borrowers with a stable employment, larger down payment and great credit are candidates for Jumbo home…

VA Home Loan

VA Home Loans A VA home loan is a mortgage backed by the Department of Veterans Affairs (VA). Therefore, a VA loan is only eligible to service members and veterans. You can buy a home with little or no down…

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