Today's Mortgage Rates
Rates as of November 25, 2025 • Updated daily at 9:00 AM ET
Get My Custom RateRates shown are for illustrative purposes only and assume excellent credit (740+ FICO), 20% down payment, 0 points, single-family primary residence. Actual rates vary. NMLS #227722 | Equal Housing Lender
Mortgage Payment Calculator
Our calculator uses the current Johnson County property tax rate for maximum local accuracy.
Ready to Get the Best Rate in Kansas City?
Pre-approvals in minutes • No hidden fees • Close in as fast as 10 days
Get Pre-Approved Now →Why Buyers & Realtors Choose Us for Overland Park Home Loans
Our Deep Local Knowledge & Market Advantage
Our expertise spans all of Overland Park, from the 66204 zip code's historic charm to the 66223 luxury homes of Deer Creek. We know the key distinctions between areas like Blue Valley, LionsGate, and Leawood, down to the property tax rates and HOA specifics. More importantly, we know which neighborhoods appraisers favor in Deer Creek and Hallbrook. Our deep local knowledge is constantly updated by the latest sales data. For a look at the current trends, view our full analysis of the Johnson County housing market statistics. Because the Kansas City Metro spans both states, our team also works closely with our Kansas City, MO Mortgage Lenders to ensure seamless service across the entire region.
Speed That Wins Offers
We underwrite and issue your pre-approval letters in-house right here in Overland Park — never shipped out of state — so most buyers leave with a fully underwritten pre-approval the same day.
Real Humans, Right Here
Have Questions? Speak directly with our branch manager and 30-year industry veteran Rick Woodruff, NMLS #248984, at (913) 642-8300.
Overland Park Loan Programs & Financing Options
Home Equity Loan
Tap your home’s equity for renovations, debt consolidation, or major expenses
Home Equity LoansMortgage Lender vs Broker? You Get Both.
We’re a direct lender (fund in-house) yet shop wholesale rates daily like the best mortgage brokers near me — delivering lower rates + faster closings. We shop rates across a network of 30+ national investors.
Our Simple 4-Step Process
- Apply online → same-day pre-approval
- Get live custom pricing (no bait-and-switch)
- Work 1-on-1 with your local team
- Close in 21 days or less
Our Overland Park Location
Overland Park
Serving all of Overland Park, including zip codes 66204, 66213, 66221, 66223, and the broader Johnson County area.
Phone: (913) 642-8300
Hours:
Monday – Friday: 8:30 AM – 5:30 PM
Saturday & Sunday: Closed
FAQ – Overland Park Home Buyers
Same day for most files.
We’re both — best rates + fastest funding.
FHA, Conventional 97, and Kansas grant reviews.
620 Conventional | 580 FHA — call for exceptions.
We proudly serve all of Overland Park and the surrounding northern communities, including the core OP zip codes: 66204, 66211, 66212, 66213, 66221, 66223, and 66224. Our local team covers all of Johnson County.