Are you in the market for a new home but need help with your finances? If so, you may wonder about gift letters and how to complete them. A gift letter for mortgage loans are a written statement that ensures…
Buying a home in Kansas City, MO, or Kansas City, KS? Our affordability calculator helps you set a realistic budget by factoring in your income, debts, and local costs like property taxes and insurance. Learn how to plan your budget…
When buying a home, understanding the various components of your mortgage is crucial. One important aspect is the impound account, also known as an escrow account. This guide will help you understand how these accounts work and their impact on…
When it comes to financing your home, choosing between a 15 vs 30 Year Mortgage is a significant decision. Each option has its advantages and disadvantages, and the right choice depends on your financial situation and long-term goals. In this…
Are you dreaming of buying a home in Kansas City but worried about the cost of necessary renovations? A HomeStyle Renovation Loan could be the solution you need. This guide will cover everything from what these loans are, how they…
For veterans and active-duty service members, the VA Interest Rate Reduction Refinance Loan (IRRL) offers an effective way to manage homeownership costs. This option, also known as VA Streamline Refinance, allows you to refinance your existing VA home loan. It…
On May 7, 2025, the Federal Reserve’s Federal Open Market Committee (FOMC) announced its decision to maintain the federal funds rate at a range of 4.25% to 4.5%, marking the third consecutive meeting with no change following rate cuts in…
Some homeowners purchase mortgage points, commonly called “origination points” or “discount points,” to reduce the interest they pay. Most of us will spend the most money on purchasing a home, so anything that might lower the mortgage cost is worthwhile…
Are you in the market to buy a home in Kansas? If so, you’ll want to familiarize yourself with the home-buying process in the State of Kansas. In this blog post, we’ll provide you with a 12-step plan that will…
One of the most important mortgage disclosures you’ll examine when comparing home loan offers is the loan estimate. However, the loan estimate form contains a plethora of precise information. There are key points to keep in mind so that you…
