Looking for a mortgage lender near me in Kansas City?

Yes! Metropolitan Mortgage is a local Kansas City mortgage lender serving homebuyers throughout the Northland, Jackson County, and surrounding Missouri counties. We provide expert 'near me' service for buyers in Parkville, Liberty, and across the KC metro.

Best Mortgage Lenders in Kansas City: Local Experts, Same-Day Pre-Approval

Q: How fast is pre-approval?

In the fast-paced Kansas City market, we often provide Same-Day Pre-Approval, allowing you to move quickly on home offers.

Q: Lender vs broker difference?

We are both—offering the broad shopping power of a broker with the speed and funding control of a direct lender.

Secure your home in the competitive Kansas City market with a lender that lives where you do. From the Northland to Lee’s Summit, we provide the local underwriting and speed you need to win the offer.

Close in as fast as 10 days • Local Kansas City experts • Zero hidden fees

Get a Free Rate Quote → Same-Day Pre-Approval →

mortgage rates in kansas city mo →

Today’s Mortgage Rates

Live Market Data for

Rates shown are for illustrative purposes only and assume excellent credit (740+ FICO), 20% down payment, 0 points, single-family primary residence. Actual rates vary. NMLS #227722 | Equal Housing Lender

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Purchase Price $

Mortgage Term

Down Payment ($)
20%

Annual Taxes ($)
1.38%

Interest Rate (%)
5.625%

Mortgage Insurance Rate (%)
0%

Mortgage Insurance Rate (%)
Your LTV is less than 80%, so you will not need to pay PMI.

Annual Insurance $
Monthly HOA $
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0
Ready to Win Your Offer? Lock in Your Same-Day Pre-Approval

Our calculator uses the current Jackson County property tax rate for maximum local accuracy.

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Ready to Get the Best Rate in Kansas City?

Pre-approvals in minutes • No hidden fees • Close in as fast as 10 days

Get Pre-Approved Now →

Why Buyers & Realtors Choose Us for Kansas City Home Loans

Happy Kansas City couple closing on their home with Metropolitan Mortgage

Deep Local Knowledge

We live here. We know the key distinctions between The Northland, Lee's Summit, and the Plaza, down to the property tax rates and community nuances. More importantly, we know which neighborhoods appraisers favor in Clay and Jackson counties. Our deep local knowledge is constantly updated by the latest sales data. For a look at the current trends, view our full analysis of the Kansas City housing market statistics. Because the Kansas City Metro spans both states, our team also works closely with our Overland Park Mortgage Lenders to ensure seamless service across the entire region.

Speed That Wins Offers

We underwrite and issue your pre-approval letters in-house right here in Kansas City — never shipped out of state — so most buyers leave with a fully underwritten pre-approval the same day.

Real Humans, Right Here

Have Questions? Speak directly with our local KC Team Lead (backed by founder Rick Woodruff's 30 years of industry expertise) at (855) 313-2480.

Home Loan Options Built for Jackson County

Conventional Loans

As low as 3% down · Best rates · Flexible terms

Conventional Loan Kansas City

Jumbo Loans

Financing above conforming limits · Luxury & high-value homes

Jumbo Loans Kansas City

VA Loans

0% down · No PMI · For veterans & active-duty military

VA Loans Kansas City

FHA Loans

Only 3.5% down · Flexible credit · First-time buyer favorite

FHA Loans Kansas City

Refinance

Rate and Term · Shorten Term · Cash-out

Refinance Kansas City

Home Equity Loan

Tap your home’s equity for renovations, debt consolidation, or major expenses

Home Equity Loans

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Mortgage Lender vs Broker? You Get Both.

We’re a direct lender (fund in-house) yet shop wholesale rates daily like the best mortgage brokers near me — delivering lower rates + faster closings. We shop rates across a network of 30+ national investors.