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Boone County, Missouri Local Market Report

Boone County Housing Market: June 2026 Update

The Boone County housing market entered summer 2026 with a median listing price of $439,950, 507 active residential listings, and a median market time of 44 days. These figures cover Boone County, Missouri, including Columbia, Ashland, Centralia, Hallsville, Sturgeon, and surrounding rural areas.

New listings totaled 264 during June, while the median listing price per square foot was $202. Compared with May, active inventory increased slightly, new-listing activity slowed, and homes took longer to move through the market.

June 2026 data · Updated July 3, 2026

Boone County Housing Market Summary for June 2026

Boone County’s June listing market showed stable-to-higher asking prices alongside a modest increase in active inventory. The median listing price rose from $435,000 in May to $439,950 in June, while active listings increased from 502 to 507.

The market also slowed seasonally during June. New listings declined from 300 in May to 264 in June, and median days on market increased from 38 to 44 days.

Median listing price$439,950Up from $435,000 in May
Active listings507Up from 502 in May
New listings264Down from 300 in May
Median days on market44 daysSix days longer than May
Listing price per sq. ft.$202Down from $203 in May
June 2025 median list price$442,500June 2026 was about 0.6% lower

Boone County Mortgage and Payment Resources

Listing prices provide market context, but purchasing power also depends on mortgage rates, property taxes, homeowners insurance, down payment, loan type, and property condition.

Mortgage Resources

Current mortgage rates

Review current conventional, FHA, VA, USDA, and jumbo mortgage-rate information for Missouri borrowers.

View current mortgage rates

First-time buyer options

Compare eligible first-time buyer, down-payment assistance, FHA, VA, USDA, and conventional financing options.

Review first-time buyer programs

Mortgage pre-approval

Estimate a realistic purchase range and monthly payment before touring homes or submitting an offer.

Start a mortgage pre-approval

Mortgage rates and annual percentage rates change frequently. Final pricing depends on credit profile, occupancy, property type, loan amount, down payment, lock period, and underwriting factors.

June 2026 Boone County Housing Market Statistics

The following table summarizes June 2026 Realtor.com listing-market data for Boone County, Missouri. These are listing statistics rather than completed-sale statistics.

Boone County, Missouri residential listing-market statistics
Market metricMay 2026June 2026Monthly directionMarket interpretation
Median listing price$435,000$439,950HigherTypical asking prices increased modestly.
Active listings502507HigherBuyers had slightly more active inventory.
New listings300264LowerFewer new properties entered the market.
Median days on market3844LongerListings generally took more time to move.
Median listing price per sq. ft.$203$202Slightly lowerSize-adjusted asking prices were nearly stable.
Median listing price one year earlier$442,500June 2026 about 0.6% lowerHeadline asking prices remained close to year-ago levels.

Asking prices are not the same as final sales prices. Realtor.com’s active-listing count excludes pending listings, and its median-days-on-market measure reflects the time listings remain active before closing, going pending, or leaving the market, depending on data availability.

Boone County Listing Prices Remained Near Year-Ago Levels

Boone County’s median listing price was $439,950 in June 2026. That was higher than May’s $435,000 but slightly below the June 2025 level of $442,500.

The median listing price per square foot was $202, compared with $203 in May. The near-flat per-square-foot measure suggests that property mix and home size may be influencing the headline median listing price.

Median listing price

June 2025
$442,500
May 2026
$435,000
June 2026
$439,950

Listing price per square foot

April 2026
$203
May 2026
$203
June 2026
$202

Why Boone County prices vary

Boone County includes urban Columbia neighborhoods, newer suburban construction, university-adjacent properties, smaller communities, and rural acreage. Property condition, school boundaries, proximity to employment and campus areas, lot size, age, and utility systems can create substantial differences in value.

Boone County Inventory Increased Slightly

Active listings increased from 502 in May to 507 in June. The increase was modest, but it provided buyers with slightly more available choices.

New listings declined from 300 to 264, which may limit how quickly active inventory can continue expanding if buyer demand remains steady.

Is Boone County a buyer’s or seller’s market?

Listing data suggests a competitive but more measured environment. Buyers had more active inventory and listings took longer to move, while asking prices remained close to year-ago levels. Conditions can still favor sellers for well-priced homes in high-demand locations.

Median market time increased to 44 days

The median listing spent 44 days on the market in June, compared with 38 days in May. This can give buyers more time for comparison and due diligence, but desirable properties may still move considerably faster than the countywide median.

Boone County Housing Conditions Vary by Community

Countywide statistics should not be treated as the exact price or market condition for every community. Columbia, Ashland, Centralia, Hallsville, Sturgeon, and rural Boone County differ in housing type, inventory, market time, and price range.

Columbia

Columbia contains the county’s largest and most diverse housing market, including university-area homes, established neighborhoods, new subdivisions, condominiums, and investment properties. Neighborhood-level comparable sales are especially important.

Prepare for a Columbia home purchase

Ashland

Ashland offers established neighborhoods, newer construction, and convenient access between Columbia and Jefferson City. Buyers should compare local sales and account for commute, taxes, HOA costs, and future development.

Centralia

Centralia includes established housing and smaller-community properties where inventory can be limited. Property condition, lot size, and recent local transactions can materially influence value.

Hallsville

Hallsville includes suburban and semi-rural homes north of Columbia. Buyers should evaluate acreage, utilities, access, school boundaries, and comparable properties with similar features.

Sturgeon

Sturgeon has a smaller housing base, which can make monthly statistics more volatile. Individual property condition and the availability of close comparable sales become especially important.

Rural Boone County

Rural and acreage properties may require additional review of septic systems, wells, zoning, outbuildings, flood exposure, road access, insurance, and appraisal comparability.

Factors Influencing Boone County Home Values

  • Columbia’s employment base: The University of Missouri, healthcare providers, government, and private employers support recurring housing demand.
  • Inventory and new listings: Active inventory rose slightly, while fewer new listings entered the market during June.
  • Mortgage rates and affordability: Interest-rate changes materially affect monthly payments, purchasing power, and buyer urgency.
  • University-related demand: Student, faculty, staff, and investor activity can influence specific Columbia neighborhoods and property types.
  • New construction and rural supply: Subdivision development and rural acreage listings create distinct market segments within the county.

What the Market Means for Boone County Buyers and Sellers

For home buyers

  • Complete mortgage pre-approval before making an offer.
  • Compare the property with recent neighborhood-level sales.
  • Budget for taxes, insurance, repairs, utilities, and possible HOA costs.
  • Review inspection and appraisal protections carefully.
  • Compare conventional, FHA, VA, USDA, and first-time buyer options when eligible.
Start a Boone County mortgage pre-approval

For home sellers

  • Price against recent neighborhood-level comparable sales.
  • Do not rely on the countywide median listing price alone.
  • Address visible repairs and deferred maintenance.
  • Monitor competing active listings and new-listing activity.
  • Estimate net proceeds after commissions, concessions, repairs, and mortgage payoff.
Review the home-value resource

For current homeowners

Homeowners considering a refinance or equity loan should compare the new interest rate, closing costs, monthly payment, available equity, and intended use of funds.

Compare a cash-out refinance with available home equity loan and HELOC options.

Boone County Housing Market Outlook for the Rest of 2026

June’s listing data points to a stable but more measured market. Asking prices remained close to year-ago levels, inventory increased slightly, new listings slowed, and market time lengthened.

  1. Median asking prices remained stable. June’s $439,950 median was only modestly below the June 2025 level.
  2. Active inventory increased slightly. Buyers had 507 active listings to consider during June.
  3. New listings declined from May. Fewer new properties entered the market as summer began.
  4. Market time increased. Median days on market rose from 38 to 44 days.
  5. Price per square foot remained nearly flat. The June median of $202 was only one dollar below May.

Mortgage rates, university and healthcare employment, new construction, listing activity, and household affordability will influence the second half of the year. Individual communities and property types may perform differently from the countywide trend.

This outlook is an interpretation of current listing data and is not a guarantee of future prices, sales activity, or property values.

Planning to Buy a Home in Boone County?

A mortgage pre-approval can help you understand your estimated payment, purchase range, and financing options before submitting an offer.

Boone County Housing Market Frequently Asked Questions

What is the median home price in Boone County?

The median listing price was $439,950 in June 2026. This is an asking-price measure rather than a completed-sale price.

How many homes are for sale in Boone County?

Realtor.com reported 507 active single-family and condo or townhome listings in Boone County during June 2026.

How quickly are homes selling in Boone County?

The median residential listing spent 44 days on the market during June 2026, compared with 38 days in May.

Are Boone County home prices increasing?

The median listing price increased from $435,000 in May to $439,950 in June. It remained slightly below the June 2025 median listing price of $442,500.

What is the median listing price per square foot?

Boone County’s median listing price per square foot was $202 in June 2026, compared with $203 in May.

Is Boone County a buyer’s or seller’s market?

The market showed a more balanced direction in June because inventory increased slightly and listings took longer to move. Well-priced properties in desirable locations may still favor sellers.

Is the Boone County housing market crashing?

June 2026 listing data does not show a broad housing-market crash. Asking prices remained close to year-ago levels, active inventory increased only modestly, and the market remained active. Future conditions cannot be guaranteed.

What areas are included in the Boone County housing market?

Boone County includes Columbia, Ashland, Centralia, Hallsville, Sturgeon, and surrounding rural and unincorporated areas.

Explore Other Missouri Housing Market Reports

Data Sources and Methodology

June 2026 Boone County listing statistics are based on Realtor.com Housing Inventory Core Metrics distributed through FRED, the Federal Reserve Bank of St. Louis economic-data platform.

The figures cover active listings, new listings, median listing price, median days on market, and median listing price per square foot. They are listing-market statistics and should not be treated as an appraisal, closed-sale report, investment recommendation, or prediction for a specific property.

Report period: June 2026
Data updated: July 3, 2026
Primary geography: Boone County, Missouri


Mortgage Guidance

Metropolitan Mortgage Corporation helps Missouri borrowers evaluate home financing based on purchase price, down payment, credit profile, property type, and long-term payment goals. Contact the lending team to discuss available options.

Housing-market information reviewed for consumer publication by Rick Woodruff, Mortgage Loan Originator, NMLS #248984. Metropolitan Mortgage Corporation is an Equal Housing Opportunity Lender. Mortgage approval is subject to underwriting requirements.

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