Miami County, Kansas Local Market Report
Miami County Housing Market: June 2026 Update
The Miami County housing market entered summer 2026 with stronger sales activity, higher home prices, and fewer homes available for sale. According to the June 2026 Heartland Multiple Listing Service report, 61 homes closed during the month, an increase of 27.1% from June 2025.
The median sales price increased to $358,900, while the average sales price reached $425,420. Homes that sold spent an average of 59 days on the market, and the county maintained a 2.6-month supply of available housing.
June 2026 data · Current as of July 7, 2026
Miami County Housing Market Summary for June 2026
June showed strong annual gains in closed sales, pending contracts, and home prices. At the same time, inventory and months of supply declined. Homes took slightly longer to sell, and sellers received a somewhat smaller share of their original asking price.
Miami County Mortgage and Payment Resources
Housing-market statistics provide price and inventory context, while purchasing power also depends on mortgage rates, property taxes, homeowners insurance, down payment, and loan type.
Current mortgage rates
Review current conventional, FHA, VA, USDA, and other mortgage-rate information for Miami County and the Kansas City region.
View Kansas City mortgage ratesFirst-time buyer options
Compare available loan and down-payment options for eligible buyers purchasing their first home in Kansas.
Review first-time buyer programsMortgage pre-approval
Estimate a realistic purchase range and monthly payment before touring homes or submitting an offer.
Start a mortgage pre-approvalMortgage rates and annual percentage rates change frequently. Final pricing depends on credit profile, occupancy, property type, loan amount, down payment, lock period, and underwriting factors.
June 2026 Miami County Housing Market Statistics
The following table compares June 2026 with June 2025 and compares activity through the first six months of each year.
| Market metric | June 2025 | June 2026 | Annual change | 2025 YTD | 2026 YTD | YTD change |
|---|---|---|---|---|---|---|
| Closed sales | 48 | 61 | +27.1% | 209 | 279 | +33.5% |
| Average sales price | $385,591 | $425,420 | +10.3% | $347,040 | $378,806 | +9.2% |
| Median sales price | $320,000 | $358,900 | +12.2% | $320,000 | $337,500 | +5.5% |
| Days on market until sale | 57 | 59 | +3.5% | 48 | 60 | +25.0% |
| Original list price received | 95.6% | 94.9% | -0.7% | 96.3% | 95.7% | -0.6% |
| Pending sales | 50 | 52 | +4.0% | 240 | 304 | +26.7% |
| Homes for sale | 138 | 117 | -15.2% | — | — | — |
| Months of supply | 3.5 | 2.6 | -25.7% | — | — | — |
Sales-price figures do not account for seller concessions or down-payment assistance. Percentage changes are calculated from rounded figures and may vary slightly from calculations using the displayed numbers.
Miami County Home Prices Increased in June
The median sales price increased from $320,000 in June 2025 to $358,900 in June 2026, a gain of $38,900, or 12.2%.
The average sales price increased from $385,591 to $425,420, a gain of $39,829, or 10.3%.
June median sales price
- June 2025
- $320,000
- June 2026
- $358,900
- Annual change
- +12.2%
June average sales price
- June 2025
- $385,591
- June 2026
- $425,420
- Annual change
- +10.3%
Year-to-date price performance
Through June, the median sales price was $337,500, up 5.5% from $320,000 during the same period in 2025. The year-to-date average sales price was $378,806, an increase of 9.2%.
Countywide figures provide a useful benchmark, but individual property values can differ substantially by community, acreage, property condition, home size, utility systems, and price range.
Closed and Pending Sales Increased
Miami County recorded 61 closed sales in June 2026, compared with 48 in June 2025. That represents a 27.1% annual increase.
Through the first six months of the year, 279 homes had closed, up 33.5% from 209 during the same period in 2025.
Pending activity also increased. June pending sales rose 4.0% to 52, while year-to-date pending sales increased 26.7% to 304.
Miami County Housing Inventory Tightened
The county had 117 homes available for sale in June 2026, down from 138 one year earlier. This represents a decline of 21 properties, or 15.2%.
Months of supply fell from 3.5 months to 2.6 months, a 25.7% decline. Months of supply estimates how long the existing inventory would last if homes continued selling at the current pace and no new listings entered the market.
Is Miami County a buyer’s or seller’s market?
A 2.6-month supply generally favors sellers, particularly for well-maintained homes that are accurately priced. Buyers may still find negotiating opportunities because homes took longer to sell and sellers received an average of 94.9% of their original asking price.
Homes took longer to sell than one year earlier
Homes that closed during June spent an average of 59 days on the market, compared with 57 days in June 2025. The year-to-date average increased from 48 to 60 days.
Sellers received an average of 94.9% of their original asking price during June, down from 95.6% one year earlier.
Miami County Housing Conditions Vary by Community
Countywide statistics should not be treated as the exact price or market condition for every community. Paola, Louisburg, Osawatomie, Spring Hill, and rural areas can differ in pricing, housing type, acreage, market time, and inventory.
Paola
Paola includes established neighborhoods, historic homes, newer subdivisions, and nearby rural properties. Property condition, lot size, and access to services can materially affect value.
Prepare for a Paola home purchaseLouisburg
Louisburg offers established residential areas, newer construction, and properties with larger lots. Buyers should compare recent local sales rather than relying only on the countywide median.
Osawatomie
Osawatomie includes a range of older and entry-level homes where property condition, renovation quality, and major-system updates can create meaningful differences among nearby sales.
Spring Hill
The Miami County portion of Spring Hill includes suburban growth and newer residential development. Buyers should account for taxes, homeowners-association costs, commuting needs, and future maintenance.
Rural Miami County
Rural properties may require additional review of acreage, septic systems, wells, outbuildings, zoning, road access, and appraisal comparability.
Bucyrus and northern Miami County
Northern Miami County includes larger-lot and higher-priced properties that can influence countywide average sales prices. Individual valuation should rely on comparable properties with similar acreage and improvements.
Factors Influencing Miami County Home Values
Miami County housing conditions are influenced by several regional and property-specific factors. These help explain differences among communities but do not guarantee future price growth.
- Available housing supply: Active inventory declined 15.2%, increasing competition for desirable and well-priced properties.
- Commuting access: Access to Johnson County employment centers and major highways can influence demand in northern Miami County.
- Mortgage rates and affordability: Interest-rate changes can materially affect purchasing power, monthly payments, and buyer demand.
- Acreage and rural property features: Land size, outbuildings, utilities, fencing, and road access can significantly affect value.
- Property condition and age: Older housing stock can show larger value differences based on maintenance, renovations, and major-system updates.
What the Market Means for Miami County Buyers and Sellers
For home buyers
- Complete mortgage pre-approval before making an offer.
- Compare the home with recent community-level sales.
- Budget for taxes, insurance, repairs, utilities, and possible HOA costs.
- Review inspection and appraisal protections carefully.
- Compare conventional, FHA, VA, USDA, and first-time buyer options when eligible.
For home sellers
- Use recent local comparable sales when setting the listing price.
- Avoid assuming limited inventory guarantees a premium sale price.
- Address visible repairs and deferred maintenance.
- Consider inspection, appraisal, and financing terms when comparing offers.
- Estimate net proceeds after repairs, commissions, concessions, and mortgage payoff.
For current homeowners
Year-to-date price growth may have increased available equity. Borrowing decisions should still be based on the new interest rate, monthly payment, closing costs, and intended use of funds.
Compare a cash-out refinance with available home equity loan and HELOC options.
Miami County Housing Market Outlook for the Rest of 2026
June’s data points to a seller-leaning market with stronger sales activity, rising prices, and tighter inventory, but also longer market times and slightly softer sale-to-list-price performance.
- Year-to-date closed sales increased 33.5%. This shows that first-half transaction volume remained well ahead of 2025.
- Pending sales increased 26.7% year to date. This supports continued near-term buyer activity.
- Inventory declined 15.2%. Fewer available listings can support competition.
- Prices increased. June median and average prices rose 12.2% and 10.3%.
- Market time increased. The year-to-date average rose from 48 to 60 days, indicating that stronger sales activity did not make every property sell quickly.
Mortgage rates, household affordability, new listings, commuting patterns, and property condition will influence the second half of the year. Individual communities and rural properties may perform differently from the countywide market.
This outlook is an interpretation of current data and is not a guarantee of future prices, sales activity, or property values.
Planning to Buy a Home in Miami County?
A locally prepared mortgage pre-approval can help you understand your estimated payment, purchasing range, and financing options before submitting an offer.
Miami County Housing Market Frequently Asked Questions
What is the median home price in Miami County?
The median sales price was $358,900 in June 2026, up 12.2% from $320,000 in June 2025. The year-to-date median through June was $337,500.
What is the average home price in Miami County?
The average sales price was $425,420 in June 2026, up 10.3% from $385,591 one year earlier. The year-to-date average was $378,806.
Is Miami County a buyer’s or seller’s market?
The county’s 2.6-month housing supply generally favors sellers. Conditions can still vary by community, price range, acreage, and property condition.
How quickly are homes selling in Miami County?
Homes that closed during June 2026 spent an average of 59 days on the market, compared with 57 days in June 2025.
How many homes are for sale in Miami County?
Heartland MLS reported 117 homes in inventory during June 2026, down 15.2% from 138 homes in June 2025.
Are Miami County home prices increasing?
Yes. The June median sales price increased 12.2%, and the average sales price increased 10.3% compared with June 2025. Year-to-date median and average prices were also higher.
What percentage of asking price are sellers receiving?
Sellers received an average of 94.9% of their original asking price in June 2026, compared with 95.6% in June 2025.
Is the Miami County housing market crashing?
June 2026 data does not show a broad housing-market crash. Sales and prices increased while inventory and housing supply declined. Homes did take longer to sell, and future conditions cannot be guaranteed.
Explore Nearby Housing Markets
Compare Miami County with housing conditions in other Kansas City metropolitan-area counties.