Today’s Mortgage Rates
Live Market Data for
Rates shown are for illustrative purposes only and assume excellent credit (740+ FICO), 20% down payment, 0 points, single-family primary residence. Actual rates vary. NMLS #227722 | Equal Housing Lender
Our Overland Park Location
Overland Park, KS Office
7381 W 133rd St STE 200
Overland Park, KS 66213
Phone: (913) 642-8300
Hours:
Monday – Friday: 8:30 AM – 5:30 PM
Saturday & Sunday: Closed
Mortgage Payment Calculator
Our calculator uses the current Johnson County property tax rate for maximum local accuracy.
Ready to Get the Best Rate in Overland Park?
Ready to start your home search? Get your official mortgage pre-approval in Kansas City through our secure online portal.
Get Pre-Approved Now →Why Buyers & Realtors Choose Us for Overland Park Home Loans
Our Deep Local Knowledge & Market Advantage
Our expertise spans all of Overland Park, from the 66204 zip code's historic charm to the revitalized Downtown Overland Park district and the 66223 luxury homes of Deer Creek. We know the key distinctions between areas like Blue Valley, LionsGate, and Leawood, down to the property tax rates and HOA specifics. More importantly, we know which neighborhoods appraisers favor in Deer Creek and Hallbrook. Our deep local knowledge is constantly updated by the latest sales data. For a look at the current trends, view our full analysis of the Johnson County housing market statistics. Because the Kansas City Metro spans both states, our team also works closely with our Kansas City Office to ensure seamless service across the entire region.
Speed That Wins Offers
We underwrite and issue your pre-approval letters in-house right here in Overland Park — never shipped out of state — so most buyers leave with a fully underwritten pre-approval the same day.
Expert Mortgage Brokers in Overland Park
Have Questions? Speak directly with our branch manager and 30-year industry veteran Rick Woodruff, NMLS #248984, at (913) 642-8300.
Meet our Overland Park Leadership Team
Rick Woodruff
Branch Manager & 30-Year Industry Veteran
Contact Rick Directly
- NMLS ID: #248984
- Local Phone: (913) 642-8300
Lisa W
Office Manager & 28-Year Industry Veteran
Contact Lisa Directly
- NMLS ID: #227722
- Local Phone: (913) 871-5369
Matt W.
Team Leader & 20-Year Industry Veteran
Contact Matt Directly
- NMLS ID: #1255009
- Local Phone: (913) 642-8300
Overland Park Loan Programs & Financing Options
Home Equity Loan
Tap your home’s equity for renovations, debt consolidation, or major expenses
Home Equity LoansMortgage Lender vs Mortgage Broker? You Get Both.
Many mortgage companies in Overland Park KS only offer their own high-rate products. Metropolitan Mortgage is unique: we are a direct lender (funding in-house for speed) that also operates as a mortgage broker in Overland Park KS. We shop wholesale rates daily across a network of 30+ national investors to deliver lower mortgage rates in Overland Park KS with faster closings.
What our Overland Park, KS Mortgage Clients are Saying
FAQ – Overland Park Home Buyers
Frequently Asked Questions – Overland Park Mortgages
Looking for a mortgage lender near me in Overland Park?
Yes! Metropolitan Mortgage is a local Overland Park mortgage lender conveniently located to serve homebuyers throughout Johnson County. Whether you are looking for a home near Oak Park Mall, moving into the Blue Valley School District, or searching in neighborhoods like LionsGate or Deer Creek, our local experts provide the “near me” service you need. We offer deep knowledge of the Kansas City metro real estate market, providing same-day pre-approvals and competitive local rates.
How fast is the pre-approval process?
In the fast-moving Overland Park real estate market, speed is everything. We often provide Same-Day Pre-Approval, allowing you to submit competitive offers on homes the moment they hit the market.
Are you a mortgage lender or a broker?
We are both. We provide the shopping power of a broker to find you the best rates, combined with the direct control and lightning-fast funding of a local lender.
Do you have first-time homebuyer programs in Overland Park?
Absolutely. FHA loans and Conventional 97 programs are popular starting points. We also review specific Kansas state grants and Johnson County-specific assistance programs that help local buyers get into their first home with lower down payments.
What is the minimum credit score for a home loan?
Generally, we look for a 620 for Conventional loans and a 580 for FHA loans. However, every situation is unique—please call our Overland Park office for a personalized review of your credit profile.