How Does Mortgage Amortization Work?
Are you ready to own your very own Kansas dream home? It's never been a better time to buy a home. Interest rates are down and there are lots of options on the market. But along with the home, comes…
Refinancing Your Mortgage in Kansas City
Would you like to lower your monthly house payment? How about consolidating your loans? If so, a refinance should be on your mind. Though there are many benefits that come with refinancing a mortgage, it's important to consider all aspects…
5 Things You Must Do to Prequalify for a Home Loan in Kansas
Out of all of the people who own their own home, nearly two-thirds of them are still paying off their mortgage. If you're worried about getting your first home loan, you might want to start by seeing if you prequalify…
15 vs 30-Year Mortgage: A Comparison in Kansas
Most home buyers are aware of the availability of different financing options like a 15 vs 30-year mortgage. But because the details of mortgages can be quite complex, buyers may not be as familiar with specific differences. For example, your…
7 Questions you should ask to identify a good pre-approval letter
Realtors often ask me how to identify a good mortgage pre-approval letter from a bad one. So, I have put together a short list of questions that I would recommend asking the lender. This will help to confirm that you…
Things You Need to Know as a First Time Home Buyer
Are you planning on buying your first home at some point in the near future? Congratulations are in order! There are so many amazing homes in Kansas City and the surrounding areas that would be perfect for a first time…
What is a Mortgage Refinance?
Mortgage refinancing offers significant benefits to homeowners. It gives them the ability to consolidate their debts, pay off their mortgage sooner, and save money with lower interest rates. But refinancing at the wrong time or for the wrong reasons can…
How to Know When to Refinance Your Mortgage
When you purchased your home, you made one of the biggest investments you have ever made in your life. It was a long process that brought about a ton of challenges and without a doubt, you never want to go…
How to Find the Best Local Mortgage Lender
Over 6 million home sales occur in the U.S. every year. A large percentage of these home sales are financed with home loans. Mortgages give all prospective homeowners the means to purchase their dream homes with minimal down payments. If…
What to Know About FHA vs Conventional Loans in Kansas
Buying your first home can be as overwhelming as it is exciting. There are so many different things to check out, fill out and research that choosing your mortgage provider often gets left until the last minute. Many people express…