Out of all of the people who own their own home, nearly two-thirds of them are still paying off their mortgage. If you're worried about getting your first home loan, you might want to start by seeing if you prequalify…
Most home buyers are aware of the availability of different financing options like a 15 vs 30-year mortgage. But because the details of mortgages can be quite complex, buyers may not be as familiar with specific differences. For example, your…
Realtors often ask me how to identify a good mortgage pre-approval letter from a bad one. So, I have put together a short list of questions that I would recommend asking the lender. This will help to confirm that you…
Are you planning on buying your first home at some point in the near future? Congratulations are in order! There are so many amazing homes in Kansas City and the surrounding areas that would be perfect for a first time…
Mortgage refinancing offers significant benefits to homeowners. It gives them the ability to consolidate their debts, pay off their mortgage sooner, and save money with lower interest rates. But refinancing at the wrong time or for the wrong reasons can…
When you purchased your home, you made one of the biggest investments you have ever made in your life. It was a long process that brought about a ton of challenges and without a doubt, you never want to go…
Over 6 million home sales occur in the U.S. every year. A large percentage of these home sales are financed with home loans. Mortgages give all prospective homeowners the means to purchase their dream homes with minimal down payments. If…
Buying your first home can be as overwhelming as it is exciting. There are so many different things to check out, fill out and research that choosing your mortgage provider often gets left until the last minute. Many people express…
Are you a veteran looking to buy a home, but don't have enough money saved for a down payment? If so, you may have thought about applying for a VA loan. If you're eligible, VA loans can provide a great…
Are you finally ready to take the plunge and buy a house? If you're in the market for a house, you've likely already heard of FHA loans. But do you know what they are? The world of loans and mortgages…