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Loan Programs in Kansas City: Your Guide to Home Financing

Explore top loan programs in Kansas City to find the perfect mortgage for your homeownership goals. Whether you’re a first-time buyer or a seasoned investor, Metropolitan Mortgage’s Kansas City home loans offer flexible options tailored to your needs.

Mortgage Options for Kansas City Homebuyers

From the vibrant Country Club Plaza to the growing suburbs of Overland Park, our loan programs in Kansas City help you secure financing for your dream home. Explore the options below to learn more about each mortgage type.

Conventional Loans

Popular for buying and refinancing. Competitice rates and loan terms. Buy with only 3% down.

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Jumbo Loans

For home purchase or refinance amounts that exceed conventional loan limits of $806,500.

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VA Loans

Benefits for miltary service. Buy a home or take cash-out with a lower credit profile. 0% down payment.

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FHA Loans

Buy our refinance with a lower credit profile. You only need a 3.5% down to buy a home. Learn more at HUD.

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USDA Loans

For home purchase and refinance in affordable rural areas near Kansas City. 0% down payment required.

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Home Equity Loans

Tap into your Kansas City home’s equity for renovations. Get a fixed rate or line of credit.

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Bank Statement Loans

Flexible loans for self-employed homebuyers and sellers residing in Kansas City.

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DSCR Loans

Investment property financing for Kansas City investors. Qualification based on property.

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Home Ready Loans

Affordable options for low-to-moderate-income Kansas City homebuyers.

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Why Choose Metropolitan Mortgage?

Our Kansas City home loans are designed to meet diverse financial needs. At Metropolitan Mortgage, we provide:

  • Expert guidance from local Kansas City mortgage advisors.
  • Competitive rates and flexible terms for loan programs in Kansas City.
  • A streamlined application process with personalized support.

Contact us today to find the best mortgage program for your Kansas City home purchase or refinance.

Common Questions About Home Loans in Kansas City

What mortgage programs are best for first-time homebuyers in Kansas City?

FHA Loans, HomeReady Loans, and USDA Loans offer low down payments and flexible terms for Kansas City first-time buyers.

Are there loan programs for self-employed buyers in Kansas City?

Yes, our Bank Statement Loans and Self-Employed Loans cater to Kansas City entrepreneurs with non-traditional income.

Contact Metropolitan Mortgage for expert advice on loan programs in Kansas City. Call us at (913) 642-8300 or request a consultation.

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