About Us – Metropolitan Mortgage Corporation

Making Homeownership Simple and Local in Kansas City and Overland Park

At Metropolitan Mortgage Corporation, we believe home is where your story unfolds—with roots in our community and a foundation built on trust. Founded in 1997 by mortgage industry veteran Rick Woodruff, Metropolitan Mortgage Corporation began with a clear vision: deliver quality, local lending to help Kansas City families in the Kansas City metro and surrounding areas of Kansas and Missouri with personalized, stress-free home financing that puts you first.

Since 1997, Metropolitan Mortgage has been the trusted local lender for the entire Kansas City Metro area. We are proud to operate dedicated teams across the state line, ensuring every client receives personalized service and local expertise. Our Overland Park mortgage lenders are deeply committed to Johnson County, while our Metropolitan Mortgage Kansas City team covers Jackson, Clay, and Platte counties. To find the office closest to you, view all of our mortgage lender locations.

Our Story

From our roots serving the Kansas City and Overland Park communities, we’ve grown into a trusted name in the Midwest mortgage market—funding over $2 billion in home loans while staying true to our family-owned, relationship-driven approach.

Key milestones:

• 1997 – Founded in Overland Park, KS, with a focus on local expertise
• 2005 – Expanded services to Missouri, including Kansas City offices
• 2010 – Reached 5,000 families served and launched online pre-approval tools
• 2015 – Surpassed $1 billion in total fundings
• 2021 – Ranked as one of the Best Kansas City Mortgage Lenders
• 2025 – Multi-year Five Star Award winner, continuing to support 10,000+ families

Mission & Values

Our mission is simple: Provide the most reliable, transparent, and community-focused mortgage solutions in Kansas and Missouri—whether you’re a first-time buyer in Brookside, refinancing in Lee’s Summit, or exploring VA options as a veteran.

We live by core values that guide every loan:

1. Honesty First
2. Integrity in Every Step
3. Local Knowledge, Personal Service
4. Quality Without Compromise
5. Community at Heart

What Sets Us Apart

• Local focus with deep knowledge of Kansas City and Overland Park markets, from competitive rates to neighborhood trends
• Same-day pre-approvals and closings in 21-30 days—no hidden fees or middlemen
• Tailored programs including conventional, FHA, VA, USDA, jumbo, and first-time buyer options
• A+ Better Business Bureau rating and multi-year Five Star Award winner (top <5% of KC professionals)
• 4.9/5 average from thousands of verified reviews

Team & Culture

We’re a tight-knit team of dedicated professionals—loan officers, processors, and experts—who treat every client like neighbors. Based in Overland Park with a Kansas City office, we blend in-person guidance with digital ease, all while cheering on local Royals games and volunteering in our hometowns.

Headquarters: 7381 W 133rd St, Suite 200, Overland Park, KS 66213
Kansas City Office: 7280 NW 87th Terrace, Suite 200, Kansas City, MO 64153

Why Kansas City Trusts Metropolitan Mortgage

With decades of experience, we’ve earned our reputation as a top Kansas City mortgage lender. Our NMLS License #227722 and A+ BBB rating reflect our commitment to excellence. We are proud to be a Five Star Professional Award winner. Request a Quote to see how we compare.

Community Commitment

As a locally owned company, giving back is personal. We’ve supported Kansas City and Overland Park charities for nearly three decades, contributing to housing initiatives, financial education, and organizations making a real difference in our neighborhoods—from youth programs to affordable housing efforts.

Ready to Make It Your Best Move?

Whether you’re eyeing a starter home in Waldo, upgrading in Olathe, or tapping equity in Johnson County, our team is here with expert advice and unbeatable local service.

Metropolitan Mortgage Corporation NMLS #227722 | Equal Housing Lender Kansas Licensed Mortgage Company MC.0002442 | Missouri License Mortgage Company 13-771 Licensed in Kansas and Missouri.

Let’s turn your homeownership vision into reality—faster, simpler, and right here at home. Call (913) 642-8300 or start your pre-approval online today.

Welcome to the Metropolitan Mortgage family. Make it your best move.