Mortgage Rate Resources

Mortgage Rate Directory

Choose the mortgage rate page that best matches your property location, loan program or financing goal. Each directory link leads to a dedicated page with localized pricing examples, program details and market-specific mortgage information.

Get My Personalized Rate Talk With a Loan Advisor

This directory helps you navigate to the mortgage rate page most relevant to your property location or loan scenario.

Kansas & MissouriBi-state lending

Since 1997Local mortgage experience

Rate DirectoryLocation, program and term

Dedicated PagesMarket-specific resources

Browse by property location

Choose Your Mortgage Market

Select the geographic mortgage rate page that best matches the property's location. Each destination provides information organized for that market.

Local rate pages

Featured Local Markets

Select a local market below to view current mortgage rates, loan options and location-specific information.

Kansas City Mortgage Rates Johnson County Mortgage Rates

Missouri markets

Missouri Mortgage Rates

Choose statewide guidance or a dedicated local-market rate page for a Missouri property.

Missouri Mortgage Rates St. Louis Mortgage Rates Springfield Mortgage Rates

Kansas markets

Kansas Mortgage Rates

Choose statewide pricing guidance or a dedicated rate page for a Kansas market.

Kansas Mortgage Rates Wichita Mortgage Rates Topeka Mortgage Rates

Browse by financing structure

Explore Mortgage Loan Programs

Browse mortgage loan program pages by financing type. Each destination explains the program's eligibility requirements, benefits and key loan features.

Conventional LoansFixed-rate and eligible ARM options with flexible down-payment structures. FHA LoansGovernment-insured financing with a minimum 3.5% down payment for eligible borrowers. VA LoansZero-down financing may be available to eligible veterans and military borrowers. USDA LoansZero-down options for eligible households purchasing in qualified property locations. Jumbo LoansFinancing for loan amounts above the applicable conforming loan limit. Mortgage RefinanceCompare rate-and-term, cash-out, streamline and home-equity strategies.

Browse by repayment period

Browse Fixed Mortgage Rates by Term

Browse fixed-rate mortgage pages organized by repayment term, including conforming and jumbo loan options.

30-Year FixedLower payment across a longer repayment period 20-Year FixedA middle ground between payment and payoff speed 15-Year FixedFaster payoff with a higher monthly payment

30-Year Jumbo FixedLong-term fixed payments for eligible jumbo financing 15-Year Jumbo FixedAccelerated payoff for qualified jumbo borrowers

Plan your next step

Mortgage Rate Tools & Resources

Estimate a payment, compare your financing options or begin a personalized review with a Metropolitan Mortgage loan advisor.

Personalized Rate QuoteCompare scenario-specific rates, APRs, points and estimated costs. Mortgage CalculatorEstimate principal, interest, taxes and insurance for a home purchase. Mortgage Pre-ApprovalPrepare your financing before making an offer on a property. Refinance OptionsCompare payment, term, equity and break-even strategies.

Personalized mortgage pricing

Need Help Choosing the Right Mortgage Rate Page?

A Metropolitan Mortgage loan advisor can help identify the appropriate rate page and prepare a personalized comparison for your property and financing scenario.

Get My Personalized Rate Call 913.642.8300