Skip to content

15-year jumbo mortgage rates

Today’s 15-year jumbo mortgage rates

When it comes to purchasing a home, understanding mortgage rates is crucial. Among the various options available, the 15-year jumbo mortgage rate stands out as the most popular choice for many homebuyers. Below, we will explore the intricacies of 15-year jumbo mortgage rates, with a particular focus on the Kansas and Missouri areas.

Get a personalized rate quote for a purchase or refinance or explore mortgage rates and features below.

Check out current rates for a 15-year jumbo fixed-rate loan.

The mortgage rates below assume you have a FICO® Score of 740+ and a down payment of at least 25%, that the loan is for a single-family home as your primary residence.

TERM
RATE
APR
POINT(S)
30-Year Fixed
6.375%
6.419
0
20-Year Fixed
6.125%
6.243
0
15-Year Fixed
5.875%
5.947
0
7 Yr ARM
6.375%
7.235
1
5 Yr ARM
6.250%
7.140
1

Minimum credit score is 620.

TERM
RATE
APR
POINT(S)
30-year fixed
6.000%
7.425
0
20-year fixed
6.125%
7.685
0

Minimum credit score is 640. 

TERM
RATE
APR
POINT(S)
30-year fixed
6.000%
6.132
0
20-year fixed
6.250%
6.373
0

Minimum credit score is 640.

TERM
RATE
APR
POINT(S)
30-year fixed
6.375%
6.886
0

Minimum credit score is 640.

TERM
RATE
APR
POINT(S)
30-Year Jumbo
7.625%
7.859
1
15-Year Jumbo
7.125%
7.686
1
7 Yr ARM
7.500%
8.318
1
5 Yr ARM
7.375%
8.173
1

Minimum credit score is 680.

Fixed-rate mortgage calculator

Get an estimate of your monthly mortgage payment with our mortgage calculator.

$

20%

1.25%

6.375%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Monthly mortgage payments reflect Principal and Interest, Taxes, Insurance, and HOA dues. Does not include PMI (<20% down payment). These rates and figures are estimates for educational purposes only and do not reflect an official mortgage loan offer.

Get answers to common questions.

Are you a potential homebuyer in Kansas or Missouri? One crucial aspect to consider is the 15-year jumbo mortgage rates. Understanding these rates can help you make informed decisions about your home financing options. In this guide, we will delve into the details of mortgage rates, their significance, and how Metropolitan Mortgage Corporation can assist you in achieving your homeownership goals.

What are 15-year jumbo mortgage rates?

When it comes to mortgages, interest rates play a pivotal role. 15-year jumbo mortgage rates refer to the interest rates associated with 15-year loans exceeding the conventional loan limits. These jumbo loans are commonly sought by homebuyers looking to finance high-value properties.

Why choose a 15-year jumbo mortgage?

Opting for a 15-year jumbo mortgage has its advantages. With a shorter term, borrowers can pay off their loan faster, saving on interest over time. Additionally, these mortgages often come with lower interest rates compared to longer-term options, resulting in substantial savings.

Factors affecting 15-year jumbo mortgages

Several factors influence the rates you may qualify for when applying for a 15-year jumbo mortgage. These include your credit score, debt-to-income ratio, loan amount, down payment, and the current state of the housing market. Understanding these factors will help you gauge your eligibility and negotiate better rates.

Exploring 15-year jumbo mortgage rates in Kansas

If you’re considering a 15-year jumbo mortgage in Kansas, it’s crucial to research the current rates. Local financial institutions, including Metropolitan Mortgage Corporation, can provide valuable insights into competitive rates and assist you in finding the best deal tailored to your needs.

Exploring 15-year jumbo mortgage rates in Missouri

Missouri homebuyers interested in 15-year jumbo mortgages should also be aware of the prevailing rates. Conducting thorough research and consulting with mortgage experts at institutions like Metropolitan Mortgage Corporation can help you navigate the local market and secure favorable rates.

Working with Metropolitan Mortgage Corporation

Metropolitan Mortgage Corporation is a reputable lending institution with expertise in mortgage services. They offer a range of loan programs, including 15-year jumbo mortgages, and can guide you through the application process. Their dedicated team will assist you in understanding the rates, terms, and eligibility requirements, enabling you to make confident decisions.

Conclusion:

As a homebuyer in Kansas or Missouri, understanding the intricacies of 15-year jumbo mortgage rates is essential. By familiarizing yourself with the factors that impact these rates and partnering with experts like Metropolitan Mortgage Corporation, you can secure the best mortgage deal for your dream home. Make an informed choice, enjoy competitive rates, and embark on your homeownership journey with confidence.

Back To Top