About Metropolitan Mortgage Corporation
For nearly three decades, Metropolitan Mortgage Corporation has helped homebuyers and homeowners across Kansas and Missouri make confident mortgage decisions through local expertise, clear communication and personal service.
We combine the resources and loan options borrowers expect from an established mortgage company with the accessibility and accountability of a local Kansas City team.
Questions? Call our local team at 913-642-8300.
A local mortgage company with a proven history
Metropolitan Mortgage has grown by focusing on the fundamentals borrowers value most: knowledgeable guidance, responsive communication and dependable local support.
Founded Locally
Established in Overland Park to serve Kansas City-area borrowers.
Families Helped
Thousands of homebuyers and homeowners supported over nearly three decades.
Home Loans Funded
A long record of helping clients finance purchases and refinances.
Bi-State Expertise
Local lending knowledge across Kansas, Missouri and the Kansas City metro.
Local Offices
Convenient service from Overland Park and Kansas City, Missouri.
Personal Guidance
Direct support from application through closing and beyond.
Mortgage guidance built around you
You receive practical options, clear explanations and support from a local team that understands both the mortgage process and the communities we serve.
Local Market Knowledge
Our team understands the Kansas City metro, Johnson County and communities throughout Kansas and Missouri. That local perspective helps us anticipate common property, appraisal and closing considerations.
Direct Communication
Get straightforward updates and responsive guidance from mortgage professionals who know your loan—not a national call center or rotating support queue.
Flexible Loan Options
Compare conventional, FHA, VA, USDA, jumbo, first-time buyer, investment property and refinancing solutions based on your qualifications and objectives.
Efficient Local Process
In-house coordination and modern mortgage tools help keep documents, milestones and communication moving toward an efficient, on-time closing.
Transparent Guidance
We explain interest rates, APR, points, closing costs, mortgage insurance and loan tradeoffs so you can compare options with confidence.
Long-Term Relationships
Our support does not end when the loan closes. Many clients return for future home purchases, refinancing decisions and ongoing mortgage guidance.
Rooted in Kansas City. Focused on what comes next.
Metropolitan Mortgage Corporation was founded in Overland Park in 1997 by mortgage industry veteran Rick Woodruff. The goal was simple: give local families access to competitive mortgage options without losing the personal service, accountability and guidance that matter during a major financial decision.
As the company expanded across the state line into Missouri, that relationship-driven approach remained unchanged. Metropolitan Mortgage continued investing in people, technology and loan options while maintaining local communication and hands-on support.
Today, our team helps first-time buyers, repeat buyers, veterans, homeowners, investors and relocating families throughout the Kansas City metro and surrounding Kansas and Missouri communities.
Meet our Kansas City mortgage teamFounded in Overland Park
Metropolitan Mortgage begins serving local homebuyers with a relationship-first approach to mortgage lending.
Expanded Across the State Line
Service grows into Missouri to support more borrowers throughout the Kansas City metropolitan area.
More Than $1 Billion Funded
A major lending milestone is reached while the company continues prioritizing local processing and personal guidance.
Nearly Three Decades of Service
More than $2 billion in home loans funded and over 10,000 families served across Kansas and Missouri.
Founded by Rick Woodruff
Rick founded Metropolitan Mortgage Corporation with a commitment to help borrowers understand their choices—not simply complete a transaction. His approach emphasizes education, clear communication and recommendations shaped around each client's goals.
That philosophy continues to guide the company today. From the first conversation through closing, the Metropolitan Mortgage team works to explain the reasoning behind loan recommendations, prepare borrowers for each milestone and remain accountable for the experience.
Support at every stage of your mortgage
A successful closing depends on more than one person. Our team coordinates the process so borrowers, real estate agents and other parties know what to expect.
Loan Officers
Help define your goals, review qualifications and compare mortgage programs, rates and cost structures.
Loan Processing
Organizes documentation, verifies outstanding items and keeps the loan file moving through each milestone.
Underwriting Coordination
Helps address underwriting questions and conditions while keeping communication clear and focused.
Closing Support
Coordinates final loan details and works with the closing parties to prepare for a smooth signing.
Client Communication
Provides updates, answers questions and helps ensure you understand what is needed and what comes next.
A local mortgage company built on clarity and care
Our values guide how we communicate, solve problems and support every borrower.
Integrity
Give borrowers clear, honest information and explain both the benefits and tradeoffs of available options.
Responsiveness
Keep communication timely, useful and focused on helping clients make informed decisions.
Education
Explain the choices behind rates, payments, costs and loan structures—not just present numbers.
Accountability
Take ownership of the process, communicate obstacles and work toward practical solutions.
Community
Serve the Kansas and Missouri communities where our clients live, work and build their futures.
A clear path from application to closing
Our team coordinates the details and keeps you informed throughout the mortgage process.
Apply and Share Your Goals
Tell us about your purchase or refinance plans, finances, property and timeline.
Compare Mortgage Options
Review eligible programs, estimated payments, rates, points and closing-cost choices.
Process and Approve
We coordinate documentation, appraisal, title work, insurance and underwriting.
Close With Confidence
Review the final details, complete signing and move forward with your home financing.
Every mortgage is different. Timing depends on the loan program, property, documentation and third-party requirements, but our team works to identify needs early and keep the process moving.
Serving the communities our clients call home
Our work is closely connected to the neighborhoods, housing markets and local professionals that shape the Kansas City region. We help borrowers navigate financing across Johnson County, Jackson County and communities throughout Kansas and Missouri.
Local experience matters when evaluating property taxes, housing inventory, appraisal considerations, first-time buyer needs and closing expectations. Our goal is to pair mortgage expertise with useful local context.
Serving Kansas and Missouri from the Kansas City metro
Connect with a local mortgage professional at either of our convenient office locations.
Kansas office
Overland Park
Our Overland Park headquarters serves homebuyers and homeowners throughout Johnson County, the Kansas City metro and communities across Kansas.
- 913-642-8300
- Monday–Sunday, 8:30 a.m.–5:30 p.m.
Missouri office
Kansas City
Our Kansas City, Missouri office supports borrowers throughout Jackson County and surrounding Missouri communities.
- 913-642-8300
- Monday–Sunday, 8:30 a.m.–5:30 p.m.
Explore mortgage resources for your goals
Continue with current mortgage rate pages, loan programs, calculators and local homebuying guidance.
Ready to take the next step?
Whether you are buying your first home, moving, refinancing or simply comparing mortgage options, our Kansas City team is ready to help.