Mortgage Rate Resources

Mortgage Rate Directory

Choose the mortgage rate page that best matches your property location, loan program or financing goal. Each directory link leads to a dedicated page with localized pricing examples, program details and market-specific mortgage information.

Get My Personalized Rate Talk With a Loan Advisor

Looking for rates in our primary service area? View today's Kansas City mortgage rates for current conventional, FHA, VA, USDA, jumbo and refinance pricing across the Kansas City metro.

Kansas & Missouri Bi-state lending

Since 1997 Local mortgage experience

Rate Directory Location, program and term

Dedicated Pages Market-specific resources

Browse by property location

Choose Your Mortgage Market

Select the geographic mortgage rate page that best matches the property's location. Each destination provides information organized for that market.

Primary local market

Kansas City Metro Mortgage Rates

Compare current mortgage rates across the Kansas City metro, including conventional, FHA, VA, USDA, jumbo and refinance options for eligible borrowers.

Kansas City Mortgage Rates

More Kansas City Metro Rate Pages

Johnson County Mortgage Rates

Missouri markets

Missouri Mortgage Rates

Choose statewide guidance or a dedicated local-market rate page for a Missouri property.

Missouri Mortgage Rates St. Louis Mortgage Rates Springfield Mortgage Rates

Kansas markets

Kansas Mortgage Rates

Choose statewide pricing guidance or a dedicated rate page for a Kansas market.

Kansas Mortgage Rates Wichita Mortgage Rates Topeka Mortgage Rates

Browse by financing structure

Explore Mortgage Loan Programs

Browse mortgage loan program pages by financing type. Each destination explains the program's eligibility requirements, benefits and key loan features.

Conventional Loans Fixed-rate and eligible ARM options with flexible down-payment structures. FHA Loans Government-insured financing with a minimum 3.5% down payment for eligible borrowers. VA Loans Zero-down financing may be available to eligible veterans and military borrowers. USDA Loans Zero-down options for eligible households purchasing in qualified property locations. Jumbo Loans Financing for loan amounts above the applicable conforming loan limit. Mortgage Refinance Compare rate-and-term, cash-out, streamline and home-equity strategies.

Browse by repayment period

Browse Fixed Mortgage Rates by Term

Browse fixed-rate mortgage pages organized by repayment term, including conforming and jumbo loan options.

30-Year Fixed Lower payment across a longer repayment period 20-Year Fixed A middle ground between payment and payoff speed 15-Year Fixed Faster payoff with a higher monthly payment

30-Year Jumbo Fixed Long-term fixed payments for eligible jumbo financing 15-Year Jumbo Fixed Accelerated payoff for qualified jumbo borrowers

Plan your next step

Mortgage Rate Tools & Resources

Estimate a payment, compare financing options, understand common mortgage terminology or begin a personalized review with a Metropolitan Mortgage loan advisor.

Personalized Rate Quote Compare scenario-specific rates, APRs, points and estimated costs. Mortgage Calculator Estimate principal, interest, taxes and insurance for a home purchase. Mortgage Pre-Approval Prepare your financing before making an offer on a property. Refinance Options Compare payment, term, equity and break-even strategies. Mortgage Glossary Search 344 plain-English definitions for mortgage rates, loan programs, closing costs and home financing terms.

Personalized mortgage pricing

Need Help Choosing the Right Mortgage Rate Page?

A Metropolitan Mortgage loan advisor can help identify the appropriate rate page and prepare a personalized comparison for your property and financing scenario.

Get My Personalized Rate Call 913.642.8300