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Home Loans Overland Park KS
Metropolitan Mortgage offers competitive home loans for Overland Park, KS, tailored for homebuyers and refinancers. For example, our rates, like 6.500% for a 30-year fixed, make homeownership accessible in a market where homes average $450,000.
Customized Home Loans for Overland Park, KS
At Metropolitan Mortgage, we provide tailored home loans in Overland Park, KS, including FHA, VA, conventional, and jumbo loans. For instance, our FHA loans offer low down payments for first-time buyers in Shawnee Mission, while jumbo loans suit luxury homes in Blue Valley, where prices often exceed $500,000.
Why choose us? Our same-day pre-approvals give you a competitive edge in Overland Park’s fast market. Moreover, our team, led by Rick Woodruff (NMLS #248984), has funded over $2 billion for 10,000+ families since 1997. Whether you’re buying in Lionsgate or refinancing in Mills Farm, we personalize loans to fit your goals.
Explore Our Home Loan Programs
We offer a variety of loan programs to meet your needs. Here’s a breakdown:
| Loan Type | Key Benefit | Best For |
|---|---|---|
| FHA Loans | Low down payments (3.5%) | First-time buyers |
| VA Loans | Zero down, no PMI | Veterans, active-duty |
| Conventional Loans | Flexible terms | Buyers with strong credit |
| Jumbo Loans | High loan amounts | Luxury homebuyers |
Interested? Schedule a consultation to find the best loan.
Our Streamlined Mortgage Process
Our process ensures a stress-free experience. Here’s how it works:
- Consultation: Discuss your goals with our team. For example, we assess your budget and preferences.
- Pre-Approval: Get pre-approved in as little as one day, giving you a competitive edge.
- Loan Selection: Choose from FHA, VA, conventional, or jumbo loans with expert guidance.
- Application: We handle paperwork to streamline your application.
- Closing: Close confidently with our support. In addition, we ensure no surprises.
Learn more about our mortgage process.
Overland Park Housing Market in 2025
Overland Park, KS, remains a top housing market in the Kansas City metro. For instance, homes average $450,000, with luxury neighborhoods like Blue Valley and Lionsgate exceeding $500,000. Moreover, a 3–4% price increase is forecast for 2025 due to low inventory and high demand. Mortgage rates hover around 6.5–7% for 30-year fixed loans, making it crucial to secure a competitive loan.
Explore the best neighborhoods in Overland Park to find your ideal home. Our local insights help you navigate this competitive market.
Client Testimonials
In short, our clients trust us for exceptional service. Here’s what they say:
- Joni Patterson: “The team made our home loan process seamless. Highly recommend!”
- Nicholas Pusateri: “Fast pre-approval and great service!”
- Erin: “Rick was so helpful throughout the process. We love our Blue Valley home!”
Share your experience on our Google My Business reviews.
Frequently Asked Questions
What types of home loans are available in Overland Park, KS?
We offer FHA, VA, conventional, and jumbo loans. For example, FHA loans suit first-time buyers, while VA loans benefit veterans with zero down payment.
How do I qualify for a home loan?
Qualification depends on credit score, income, and debt-to-income ratio. Moreover, our team provides free consultations to assess eligibility.
What are current mortgage rates in Overland Park?
Rates vary, typically 6.5–7% for 30-year fixed in 2025. Therefore, get a personalized quote.
Get Pre-Approved Today
Ready to buy or refinance in Overland Park? Contact our mortgage brokers in Overland Park, KS for tailored loans. In addition, explore our best neighborhoods guide to find your dream home.
Address: 7381 W 133rd St STE 200, Overland Park, KS 66213
Phone: (913) 642-8300
Directions: Get Directions
Google My Business: View Reviews
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