Home Loans Overland Park

Types of Home Loans in Overland Park

Metropolitan Mortgage offers a variety of home loans in Overland Park to suit every buyer’s needs:

• FHA Loans: Ideal for first-time buyers with low down payments and flexible credit requirements.
• VA Loans: No down payment and competitive rates for veterans and active-duty military.
• Conventional Loans: Flexible terms for buyers with strong credit, starting at 3% down.
• Jumbo Loans: For homes above $450,000, common in Overland Park’s premium neighborhoods.

Our current 30-year fixed rate of 6.500% ensures affordability in a market where homes average $450,000.

Why Choose Metropolitan Mortgage?

With over $2 billion in loans funded, we provide same-day pre-approvals and expert guidance. Our team understands Overland Park’s competitive market, helping you secure a loan quickly. Learn more about our Overland Park mortgage lenders.

Overland Park Housing Market Insights

Overland Park’s housing market is thriving, with neighborhoods like Blue Valley and Shawnee Mission seeing strong demand. Home prices, averaging $450,000, are expected to rise 3–4% in 2025. Our home loans help you act fast in this competitive market, whether you’re buying a starter home or a luxury property.

Explore our home loans in Overland Park, KS for tailored options.

Client Success Stories

“Metropolitan Mortgage helped us get our dream home in Blue Valley!” – Erin

“Fast and professional service. Couldn’t ask for more!” – Kendra Cooper

Frequently Asked Questions

What is the minimum down payment for a home loan?

FHA loans require as little as 3.5% down, while VA loans may require none for eligible borrowers.

How long does pre-approval take?

We offer same-day pre-approvals to help you move quickly in Overland Park.

Get Your Home Loan Today

Contact our mortgage lenders in Overland Park at (913) 642-8300, visit 7381 W 133rd St STE 200, Overland Park, KS 66213, or get directions on Google Maps.