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Making an Offer on a Home

When making an offer on a home, your Realtor® will draw up the offer and submit it to the seller. Typically, an earnest deposit is required at this time to show that you’re serious about wanting to buy the house. The seller might counteroffer, so expect some negotiations until you reach a final price.

As soon as both parties accept the written offer and counteroffers, you have a legal contract. Now it’s time to get started on your loan application.

  • Call your Loan Officer with Metropolitan Mortgage and let them know the key terms (Sales Price, Property Address, Closing Date, any Seller paid closing costs and the amount of your earnest deposit).
  • You will be sent a loan application package and a request for documents needed for processing. It is in your best interest to provide documents in a timely manner. This is a good time to review the “Do’s and Don’ts“.

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