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Your Ultimate Guide to Moving to Kansas City

Are you considering moving to Kansas City? Whether you’re relocating for a job, seeking a change of scenery, or looking for a new place to call home, Kansas City has a lot to offer. At Metropolitan Mortgage Corporation, we understand that moving can be both exciting and overwhelming. That’s why we’ve put together this comprehensive guide to help make your transition smoother. From finding the perfect home to settling into your new community, we’ve got you covered every step of the way.

About Kansas City

Nestled in the heart of the Midwest, Kansas City is known for its vibrant culture, thriving economy, and affordable housing market. With a rich history, diverse neighborhoods, and an abundance of amenities, it’s no wonder why so many people are choosing to call Kansas City home.

From the iconic BBQ scene to world-class museums and attractions, there’s never a shortage of things to see and do in the Kansas City metropolitan area. Whether you’re exploring the bustling Power & Light District downtown or enjoying a leisurely stroll through one of the city’s many parks, you’ll find something for everyone to enjoy.

Kansas City Spans both the State of Kansas and the State of Missouri

Kansas City is a metropolitan area that spans both the state of Kansas and the state of Missouri in the United States. It’s somewhat unique in that it’s divided by the Kansas and Missouri state line, with parts of the city located in each state.

The Kansas City metropolitan area includes several counties in both states, with the Missouri side generally being more populous and urbanized. However, both sides contribute to the cultural, economic, and social fabric of the broader Kansas City area.

So, when people refer to Kansas City, they might be talking about either the Kansas side or the Missouri side, or the metropolitan area as a whole. It’s a dynamic region with a rich history and diverse population.

Steps to Purchasing a Home in KC

Now that you’ve familiarized yourself with all that Kansas City has to offer let’s dive into the steps to purchasing a home:

1. Get Pre-Approved

Contact Metropolitan Mortgage Corporation to get pre-approved for a mortgage loan. This will give you a clear understanding of your budget and help streamline the homebuying process.

2. Work with a Real Estate Agent

Partner with a knowledgeable real estate agent who can help you find homes that meet your criteria, negotiate offers, and navigate the closing process.

3. Start House Hunting

Begin exploring homes in your desired neighborhoods and attend open houses to get a feel for the market. Be sure to consider factors such as location, size, and amenities when evaluating properties.

4. Make an Offer

Once you’ve found the perfect home, work with your real estate agent to submit a competitive offer. Your agent will help negotiate terms and ensure that your offer is strong and appealing to sellers.

5. Home Inspection

Schedule a home inspection to identify any potential issues or concerns with the property. This will give you peace of mind and allow you to make informed decisions about your purchase.

6. Closing on your home in Kansas City

Work with your lender, real estate agent, and attorney to finalize the details of your home purchase and prepare for closing. Once all documents are signed and funds are transferred, you’ll receive the keys to your new home!

Pros of Living in Kansas City

Affordable Housing: One of the biggest draws of Kansas City is its affordable housing market. Compared to other major cities, home prices in Kansas City are relatively lower, making it an attractive option for first-time homebuyers and young families.

Thriving Job Market: With a diverse economy that includes industries such as healthcare, technology, and manufacturing, Kansas City offers ample job opportunities for professionals in various fields.

Cultural Attractions: From world-class museums like the Nelson-Atkins Museum of Art to vibrant music and performing arts scenes, Kansas City is rich in cultural attractions that provide residents with endless opportunities for entertainment and enrichment.

Family-Friendly Environment: With top-rated schools, family-friendly neighborhoods, and a plethora of recreational activities, Kansas City is an ideal place to raise a family.

Cons of Living in Kansas City

Weather Extremes: Kansas City experiences all four seasons, including hot summers and cold winters. While some residents enjoy the variety of weather, others may find it challenging to adapt to the extremes.

Limited Public Transportation: Unlike larger cities, Kansas City’s public transportation system is relatively limited, making owning a car a necessity for most residents.

Tornado Risk: Located in Tornado Alley, Kansas City is prone to severe weather events, including tornadoes, during the spring and summer months. While tornadoes are relatively rare, they can pose a threat to residents’ safety.

The Climate in Kansas City

Kansas City experiences a temperate climate with four distinct seasons. Summers are hot and humid, with temperatures often reaching the 90s°F (32°C), while winters are cold and occasionally snowy, with temperatures dropping below freezing. Spring and fall bring mild temperatures and colorful foliage, making them ideal seasons for outdoor activities.

Cost of Living

The cost of living in Kansas City is notably lower than in many major cities across the United States, making it a desirable destination for those seeking affordability without compromising on quality of life. Housing costs in Kansas City are generally more affordable, with median home prices and rental rates below the national average, offering a range of options from downtown condos to suburban homes. Utilities and transportation expenses are also reasonable, with affordable gas prices and minimal traffic congestion contributing to lower overall costs. Additionally, the city offers a variety of dining and entertainment options at competitive prices, ensuring residents can enjoy a high quality of life without breaking the bank.

Overall, Kansas City provides a favorable cost of living environment, with affordable housing, reasonable utilities, and a range of entertainment options contributing to its appeal. Whether you’re exploring the city’s diverse neighborhoods or enjoying its vibrant cultural scene, Kansas City offers a balanced lifestyle that is both affordable and enriching. With Metropolitan Mortgage Corporation’s assistance, finding a home and mortgage solution that fits your budget is made easier, ensuring your transition to Kansas City is smooth and financially manageable.

Moving to Kansas City Checklist

Before you pack up and head to Kansas City, it’s essential to have a solid plan in place. Here’s a handy moving checklist to help you stay organized and on track:

Research Neighborhoods: Take the time to explore different neighborhoods in Kansas City to find the right fit for you and your family. Consider factors such as proximity to schools, amenities, and commute times.

Budget Planning: Determine your budget for purchasing a home and factor in additional costs such as closing fees, moving expenses, and utilities.

Find a Real Estate Agent: Partner with a reputable real estate agent who has experience in the Kansas City market. They can help guide you through the homebuying process and negotiate the best deal on your behalf.

Secure Financing: Contact Metropolitan Mortgage Corporation to explore your mortgage options and get pre-approved for a loan. Having financing in place will strengthen your offer and give you a competitive edge in a competitive market.

Pack and Purge: Start decluttering and packing your belongings well in advance of your move date. Donate or sell items you no longer need to lighten your load and make moving day more manageable.

Notify Utilities: Contact your utility providers to schedule service transfers or cancellations for your current and new home.

Update Addresses: Don’t forget to update your address with the post office, banks, subscriptions, and any other important accounts.

Things to Do:

Once you’ve settled into your new home in Kansas City, it’s time to start exploring everything the city has to offer. Here are just a few of the top attractions and activities to check out:

Watch the Kansas City Chiefs Football Team

The Kansas City Chiefs are a professional American football team based in Kansas City, Missouri, known for their high-powered offense and passionate fan base. Led by star quarterback Patrick Mahomes, the Chiefs have established themselves as perennial contenders in the NFL, with multiple division titles and a Super Bowl championship in recent years.

The Kansas City Royals Baseball Team

The Kansas City Royals are a Major League Baseball team based in Kansas City, Missouri, recognized for their Cinderella story 2015 season when they won the World Series. While the team has faced ups and downs, their loyal fan base continues to support them, cherishing the memories of their championship run.

The Kansas City Zoo

The Kansas City Zoo is a popular attraction located in Swope Park, Kansas City, Missouri, offering visitors the chance to explore diverse ecosystems and encounter a wide variety of animal species. From African savannahs to tropical rainforests, the zoo’s exhibits provide educational and immersive experiences for visitors of all ages.

Worlds of Fun Amusement Park

Worlds of Fun offers a wide range of thrilling rides, family-friendly attractions, and entertaining shows. With its diverse array of experiences, including roller coasters, water rides, and themed areas, Worlds of Fun provides fun and excitement for visitors of all ages.

Check out our Lakes

Kansas City is home to several beautiful lakes, including Smithville Lake and Longview Lake, which offer a variety of recreational activities such as boating, fishing, and hiking. Whether you’re looking for a serene spot to relax by the water or seeking adventure on the waves, these lakes provide opportunities for outdoor enthusiasts to enjoy nature right in the heart of the city.

Visit the Nelson-Atkins Museum of Art

Explore one of the finest art collections in the country at this world-renowned museum.

Sample Kansas City BBQ

Indulge in some mouthwatering BBQ at one of the city’s many legendary barbecue joints, such as Joe’s Kansas City Bar-B-Que or Arthur Bryant’s.

Check out a Soccer Game

Sporting Kansas City is a professional soccer club based in Kansas City, Kansas, known for its passionate fan base and successful performances in Major League Soccer (MLS). With a history of championship victories and a reputation for playing dynamic and attacking soccer, Sporting KC continues to be a prominent force in American soccer.

Kauffman Center for the Performing Arts

This iconic venue hosts a variety of performances ranging from symphony concerts to Broadway shows, offering residents and visitors alike a memorable cultural experience.

Explore the Country Club Plaza in Kansas City

Shop, dine, and take in the beautiful Spanish-inspired architecture at this iconic Kansas City destination.

Enjoy Outdoor Recreation

Take advantage of Kansas City’s many parks, trails, and outdoor spaces for hiking, biking, and picnicking.

Crown Center

Is a vibrant mixed-use complex located in downtown Kansas City, Missouri, offering a diverse array of shopping, dining, entertainment, and lodging options. Home to attractions like LEGOLAND Discovery Center and SEA LIFE Kansas City Aquarium, as well as numerous shops and restaurants, Crown Center serves as a popular destination for locals and tourists alike.

The new Kansas City International Airport

The new airport (opened in March 2023), boasts modern design elements and enhanced amenities aimed at providing travelers with a more efficient and enjoyable experience. With its spacious terminals, state-of-the-art facilities, and convenient layout, the airport represents a significant upgrade for the Kansas City metropolitan area’s air travel infrastructure.

The American Jazz Museum

The American Jazz Museum in Kansas City is a cultural institution dedicated to preserving and celebrating the rich history of jazz in the city. Through interactive exhibits, live performances, and educational programs, the museum offers visitors a unique opportunity to explore the evolution and impact of jazz on American culture.

The Kansas Speedway

A premier motorsports facility located in Kansas City, Kansas, known for hosting thrilling NASCAR and other racing events throughout the year. With its state-of-the-art amenities, including a tri-oval track and seating for tens of thousands of spectators, the Kansas Speedway provides an electrifying experience for racing enthusiasts.

The American Royal

The American Royal is a longstanding tradition in Kansas City, renowned for its annual livestock show, rodeo, and barbecue competition. Drawing participants and spectators from across the country, the American Royal celebrates the region’s agricultural heritage while showcasing the best in livestock, horsemanship, and culinary talent.

Best Neighborhoods

When it comes to choosing a neighborhood in Kansas City, there are several factors to consider, including proximity to amenities, school districts, and overall quality of life. Here are some of the top neighborhoods in Kansas City:

Overland Park: is a vibrant suburban city known for its family-friendly neighborhoods, thriving economy, and extensive parks and recreational amenities.

Brookside: Known for its charming homes, tree-lined streets, and eclectic mix of shops and restaurants, Brookside is a highly desirable neighborhood for families and young professionals alike.

Country Club Plaza: Situated near the Country Club Plaza, this upscale neighborhood offers luxury living, upscale dining, and unparalleled shopping opportunities.

Westport: With its historic charm, vibrant nightlife, and diverse dining scene, Westport appeals to young professionals and urban dwellers seeking a lively atmosphere.

Prairie Village: Located in Johnson County, Prairie Village is known for its top-rated schools, spacious homes, and family-friendly sense of community.

Parkville: Nestled along the Missouri River, Parkville offers scenic views, outdoor recreational opportunities, and a quaint downtown area with shops and restaurants.

Crossroads Arts District: Known for its vibrant arts scene and industrial-chic atmosphere, the Crossroads Arts District is a hub for artists, galleries, and creative entrepreneurs. This eclectic neighborhood offers loft-style apartments, trendy restaurants, and hip boutiques, making it a popular choice for young professionals and artists seeking a unique urban living experience.

Waldo: Located south of the Plaza, Waldo is a charming neighborhood known for its tight-knit community feel and affordable housing options. With tree-lined streets, local shops, and excellent schools, Waldo is a favorite among families and young professionals looking for a suburban lifestyle with easy access to downtown.

Brookside: In addition to its charming homes and vibrant atmosphere, Brookside is also home to the annual Brookside Art Annual, a renowned festival that draws visitors from across the region. With its picturesque parks, historic architecture, and thriving local businesses, Brookside offers residents a quintessential Kansas City experience.

Mission Hills: Nestled in the rolling hills of Johnson County, Mission Hills is an affluent suburb known for its stately homes, manicured lawns, and exclusive country club. With its prestigious schools, upscale shopping, and tranquil atmosphere, Mission Hills attracts affluent families and professionals seeking a luxurious lifestyle in a suburban setting.

North Kansas City: Situated just across the river from downtown, North Kansas City offers a diverse mix of residential, commercial, and industrial areas. With its affordable housing options, convenient location, and burgeoning food and brewery scene, North Kansas City is experiencing a renaissance and is becoming increasingly popular among young professionals and entrepreneurs.

Top Schools in the Kansas City Metro Area

If you’re relocating to Kansas City with children, you’ll be pleased to know that the city is home to several excellent school districts and educational opportunities. From top-rated public schools to prestigious private institutions, there are plenty of options to choose from to ensure your child receives a quality education.

Here are the top five school districts in the Kansas City area include:

1. Blue Valley Unified School District

Location: Johnson County, Kansas

Overview: Blue Valley USD is consistently ranked among the top school districts in both Kansas and the nation. With a strong focus on academic excellence, the district offers rigorous curriculum standards, advanced placement courses, and innovative learning opportunities. Blue Valley schools are known for their high graduation rates, college acceptance rates, and commitment to preparing students for success in college and beyond. The district serves students from diverse backgrounds and offers a variety of extracurricular activities, athletic programs, and support services to meet the needs of all learners.

2. Shawnee Mission School District

Location: Johnson County, Kansas

Overview: Shawnee Mission USD is one of the largest and most highly regarded school districts in the Kansas City area. Known for its strong community partnerships, personalized learning initiatives, and commitment to excellence, Shawnee Mission schools provide students with a supportive and enriching educational experience. The district offers a wide range of academic programs, extracurricular activities, and support services to meet the diverse needs of its student population. With a focus on innovation and continuous improvement, Shawnee Mission USD is dedicated to preparing students for success in an ever-changing world.

3. Park Hill School District

Location: Platte County, Missouri

Overview: Park Hill SD is a top-rated school district located in the Northland area of Kansas City. With a reputation for academic excellence, strong community involvement, and a commitment to diversity and inclusion, Park Hill schools provide students with a well-rounded education that prepares them for future success. The district offers a variety of educational programs, extracurricular activities, and support services to meet the needs of its diverse student population. Park Hill SD is known for its high graduation rates, college readiness scores, and dedication to continuous improvement.

4. Lee’s Summit R-7 School District

Location: Jackson County, Missouri

Overview: Lee’s Summit R-7 SD is a highly regarded school district located southeast of downtown Kansas City. With a focus on student achievement, innovation, and community engagement, Lee’s Summit schools provide students with a supportive and enriching learning environment. The district offers a comprehensive curriculum, advanced placement courses, and a variety of extracurricular activities to meet the diverse needs and interests of its student population. Lee’s Summit R-7 SD is committed to preparing students for success in college, career, and life.

5. Olathe Public Schools

Location: Johnson County, Kansas

Overview: Olathe Public Schools is a diverse and dynamic school district located southwest of downtown Kansas City. With a focus on academic excellence, innovation, and equity, Olathe schools provide students with a well-rounded education that prepares them for success in an increasingly global society. The district offers a variety of educational programs, extracurricular activities, and support services to meet the needs of its diverse student population. Olathe Public Schools is known for its high graduation rates, college acceptance rates, and commitment to continuous improvement.

These top five school districts in the Kansas City area offer outstanding educational opportunities for students and families seeking high-quality schools and a supportive learning environment. As you consider your options for purchasing a home in Kansas City, Metropolitan Mortgage Corporation is here to help you find a neighborhood served by the school district that best meets your family’s needs. Contact us today to learn more about our mortgage options and start your journey to homeownership in Kansas City!

Top Five Moving Companies to Relocate to KC Metropolitan Area

Identifying the definitive top five Kansas City moving companies can vary based on individual experiences and preferences. However, here are five highly reputable moving companies in the Kansas City area:

  • You Move Me Kansas City: Known for their professionalism, efficiency, and dedication to customer satisfaction, You Move Me Kansas City offers comprehensive moving services tailored to meet the unique needs of each client.
  • College Hunks Hauling Junk & Moving: With a focus on providing stress-free moving experiences, College Hunks Hauling Junk & Moving boasts a team of friendly and reliable movers who handle every aspect of the moving process with care and precision.
  • Metropolitan Movers: Trusted by homeowners and businesses alike, Metropolitan Movers offers a range of moving services, including residential and commercial moves, packing, and storage solutions, all delivered with a commitment to excellence and attention to detail.
  • Two Men and a Truck Kansas City: As part of a nationally recognized moving company, Two Men and a Truck Kansas City delivers dependable and affordable moving services backed by years of experience and a dedication to customer satisfaction.
  • All My Sons Moving & Storage: Specializing in local and long-distance moves, All My Sons Moving & Storage is known for their professionalism, reliability, and personalized approach to each move, ensuring a smooth and stress-free transition for every client.

Weather in KC

Kansas City experiences a temperate climate with four distinct seasons. Summers are hot and humid, with temperatures often reaching the 90s°F (32°C), while winters are cold and occasionally snowy, with temperatures dropping below freezing. Spring and fall bring mild temperatures and colorful foliage, making them ideal seasons for outdoor activities.

In Conclusion

Moving to Kansas City is an exciting adventure, and Metropolitan Mortgage Corporation is here to help you every step of the way. Whether you’re a first-time homebuyer or a seasoned homeowner, our team of experienced professionals can provide you with the guidance and support you need to make your move a success. Contact us today to learn more about our mortgage options and start your journey to homeownership in Kansas City!

Loan Officer Rick Woodruff Overland Park KS Twitter
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