Overland Park Mortgage Lenders: Metropolitan Mortgage
Looking for trusted Overland Park mortgage lenders? Metropolitan Mortgage Corporation offers tailored loan programs and competitive rates to make your homeownership journey stress-free.
Whether you’re purchasing a new home, refinancing, or exploring different home loans in Overland Park, we are here to help every step of the way.
Why Homebuyers Choose Trusted Overland Park Mortgage Lenders
We understand the unique needs of Overland Park homebuyers seeking a trusted local mortgage broker.
✓ Local Expertise You Can Trust: As your trusted team of the best mortgage lenders in Overland Park, KS, we provide personalized advice based on current market trends.
✓ Customized Mortgage Solutions: Our team of home loan specialists customizes solutions to meet your financial needs, including conventional loans, FHA loans, VA loans, jumbo loans, and more. For instance, whether you’re a first time homebuyer or looking to refinance, we’ll customize a solution that fits your financial goals.
✓ Fast Same-Day Pre-Approvals for Homebuyers: In today’s competitive real estate market, speed matters. With our local mortgage experts , you’ll gain a competitive edge when making an offer.
✓ Exceptional Customer Service: We’re available evenings and weekends to ensure you get the support you need throughout the mortgage process. Moreover, our clients appreciate our prompt responses and clear communication.
✓ Trusted by Thousands: We are trusted providers of home loans with a proven track record of serving over 10,000 families and funding more than $2 billion in loans. Our commitment to guiding clients on their path to homeownership has earned us a reputation as one of the top-rated mortgage companies.
Explore Home Loan Programs in Overland Park
We offer a wide range of loan programs for families looking for home loans Overland Park KS, working with local financing experts to find the best mortgage solutions.
Conventional Loans:
We provide competitive rates and flexible terms for Fannie Mae Conventional loans, making them an excellent choice for purchasing a primary home, second home, or investment property.
Jumbo Loans:
If you’re purchasing a high value property that exceeds FHFA conforming loan limits, our jumbo loans provide lending options tailored to luxury homes. Consequently, you can secure the home of your dreams with confidence.
VA Loans:
Exclusively available to veterans, active-duty military members, and eligible spouses, VA loans offer zero down payment, competitive rates, and no private mortgage insurance (PMI), making them an excellent opportunity for homeownership.
FHA Loans:
First-time homebuyer programs, such as FHA loans, are ideal for those buying their first home or with lower credit scores. These programs offer a lower down payment and flexible credit requirements, making it easier for more people to enter the housing market.
USDA Loans:
For those purchasing a home in rural areas near Johnson County, USDA loans provide zero down payment options and favorable interest rates. Consequently, these loans help make rural homeownership more attainable.
HomeReady Loans:
Ideal for low- to moderate income borrowers, HomeReady loans feature flexible terms and lower down payment requirements, making homeownership more accessible. Therefore, this option is perfect for those looking to secure affordable financing.
Refinance Options:
Lower your monthly payments, shorten your loan term, or access your home’s equity with our refinance programs. Furthermore, our team will help you find the right Refinance mortgage option to meet your financial goals.
Refinance Cash-out:
Tap into your home’s equity to fund major expenses, consolidate debt, or achieve other financial goals with a cash out refinance. Consequently, this option provides flexibility to meet your financial needs.
Renovation Loans:
Upgrade your home with a renovation loan, designed to finance improvements and repairs that increase your property’s value. As a result, you can enhance your living space while increasing your home’s worth.
Why Customers Trust Metropolitan Mortgage a Mortgage Lender Overland Park KS
Many of our clients trust us as their go-to choice among mortgage companies in Overland Park due to our exceptional service and competitive rates. Additionally, their testimonials highlight the trust and confidence they have in our team.
Client Testimonials:
- Joni Patterson: “Rick was awesome. Always available with anything needed. Would definitely recommend Rick!”
- Nicholas Pusateri: “Rick was great throughout the process. Competitive rate, prompt responses, honest advice, and no issues or delays leading up to closing.”
- Erin: “Rick was so helpful for our first home buying experience! He was quick to respond and helped make the process simple.”
- Kimberly Dirck: “Rick Woodruff is the best! We’ve used him multiple times for new and refinanced mortgages, and it’s always a smooth process.”
- Kendra Cooper: “Rick helped us close our first home purchase, so I knew I had to ask for his help with our refinance. He made the process easy and stress free!”
Our Mortgage Process in Overland Park, KS: Simple and Transparent
We simplify the mortgage process to ensure a stress-free experience. You’ll feel confident you’re in capable hands from start to finish.
- Organize Your Documents: Our experienced loan officers will guide you through document preparation to avoid delays.
- Get Pre-Approved: Our team reviews your financial details to provide a same day pre-approval letter, giving you a competitive edge. Moreover, this step helps you move quickly in a fast paced market.
- Shop Loan Programs: Explore our wide variety of loan options, including FHA, VA, jumbo, and renovation loans. Thus, you can choose the one that best fits your financial goals.
- Apply for the Loan: Our team for home loans handles the paperwork so you can focus on your new home.
- Loan Approval: Our underwriting team reviews your application and keeps you informed throughout the approval process. Therefore, you’re always in the loop.
- Close the Loan: We coordinate with all parties to ensure a smooth closing process, whether you’re purchasing a new home or refinancing. As a result, you can enjoy your new home without any last minute surprises.
Spring 2025 Homebuying Season is Here! Our team of loan originators are available evenings and weekends to help you secure your dream home.
Supporting the Overland Park Community
We’re proud members of the local community, supporting local events and initiatives to make it a better place to live, work, and raise a family.
Contact Trusted Mortgage Lenders that Have Served Overland Park Since 1997
Ready to take the next step toward homeownership or refinancing? Contact Metropolitan Mortgage Corporation today for fast pre-approvals and personalized service. Working with local mortgage lenders who prioritize your success can make all the difference.
Schedule a free consultation with one of our loan officers today. Furthermore, let Metropolitan Mortgage Corporation help you secure the best mortgage solution.
Visit our website to learn more about our mortgage programs or schedule a consultation, and experience the Metropolitan Mortgage Corporation difference—serving with excellence and integrity.
✅ Conclusion: Why Choose Metropolitan Mortgage for Your Home Loan Needs
Choosing Metropolitan Mortgage Corporation, ensures you get personalized loan solutions that match your financial goals. Finding the right mortgage company can make a big difference in your homebuying experience. Whether you’re a first time homebuyer or refinancing an existing mortgage, we provide fast pre-approvals, competitive rates, and excellent customer service to make your journey smoother.
Ready to buy or refinance? Contact Metropolitan Mortgage Corporation for fast pre-approvals and personalized service from a trusted mortgage lender.
Metropolitan Mortgage Corporation – Overland Park
Address: 7381 W 133rd St STE 200, Overland Park, KS 66213
Phone: (913) 642-8300
👉 Looking for expert guidance on home loans Overland Park KS? Our team is here to help you secure the best financing options for your new home!
Frequently Asked Questions (FAQs)
Q: Who are the best local mortgage lenders?
A: Metropolitan Mortgage Corporation is one of the most trusted mortgage lenders offering competitive rates and personalized service.
Q: How do I get pre-approved by a mortgage lender?
A: Contact a Loan Officer at Metropolitan Mortgage for a fast, same day pre-approval.
Q: What are the current mortgage rates?
A: Mortgage rates change frequently. Therefore, contact us for the latest rates and personalized advice.
Q: Why choose a local lender?
A: Because local expertise matters! We understand the Kansas City housing market better than anyone.