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Overland Park Mortgage Lenders: Top Choice for 2025

Searching for the best Overland Park mortgage lenders? Metropolitan Mortgage Corporation delivers tailored home loans, same-day pre-approvals, and competitive rates like 6.625% for a 30-year fixed. For example, we’ve funded over $2 billion in loans, helping 10,000+ families.

Whether you’re buying in Prairie Village, refinancing in Blue Valley, or seeking mortgage pre-approval in Overland Park, our local experts guide you seamlessly.

☎️ Give us a Call   or   📅 Schedule a Call Back

Realtor-in-front-of-home
Happy family buying a home with help from overland park mortgage lenders

Why Choose Metropolitan Mortgage?

We meet the unique needs of Overland Park homebuyers seeking trusted mortgage lenders. Here’s why we’re the top choice:

Local Expertise: Our team navigates neighborhoods like Prairie Village and Leawood with ease. For instance, we understand local market trends.

Customized Loans: We tailor FHA, VA, jumbo, and conventional loans to your goals. In addition, we support first-time buyers and refinancers.

Same-Day Pre-Approvals: Our experts deliver fast pre-approvals, giving you a competitive edge in 2025’s market.

Exceptional Service: We’re available evenings and weekends with clear communication. Moreover, our clients praise our responsiveness.

Proven Trust: With $2 billion funded for 10,000+ families, we’re a top-rated lender in Overland Park.

Explore Home Loan Programs

We offer a wide range of loan programs for families seeking home loans in Overland Park, KS. Specifically, our experts find the best mortgage solutions for 2025.

Conventional Loans: We secure competitive rates for primary homes or investments.

Jumbo Loans: For luxury homes in Leawood, we offer tailored lending.

VA Loans: Veterans enjoy zero down payment and no PMI.

FHA Loans: First-time buyers get lower down payments.

USDA Loans: Rural buyers near Olathe access zero down payment options.

HomeReady Loans: Affordable financing for low-income borrowers.

Refinancing: Lower payments or access equity.

Overland Park Housing Market in 2025

Overland Park, KS, is a top housing market in the Kansas City metro, with homes averaging $450,000. For instance, neighborhoods like Prairie Village, Shawnee Mission, and Blue Valley see high demand for single-family homes. Low inventory drives competition, but new developments in southern Overland Park ease pressure, with a 3–4% price increase forecast for 2025. Additionally, mortgage rates remain competitive, hovering around 6.5–7% for 30-year fixed loans.

Consequently, our team monitors these trends to secure loans that fit your budget. To explore financing, visit our mortgages in Overland Park, KS page.

Mortgage Calculator

Estimate your monthly payments with our simple mortgage calculator. For example, input your sales price, down payment, interest rate, loan term, property atxes and insurance to plan your budget.

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20%

1.25%

6.000%

0%

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$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Monthly mortgage payments reflect Principal and Interest, Taxes, Insurance, and HOA dues. Does not include PMI (<20% down payment). These rates and figures are estimates for educational purposes only and do not reflect an official mortgage loan offer.

Related Services

Explore our tailored mortgage services for Overland Park:

Client Testimonials

In short our clients trust us for exceptional service.Here’s what they say:

Client Testimonials:

  • Joni Patterson: “Rick was awesome. Always available with anything needed. Would definitely recommend Rick!”
  • Nicholas Pusateri: “Rick was great throughout the process. Competitive rate, prompt responses, honest advice, and no issues or delays leading up to closing.”
  • Erin: “Rick was so helpful for our first home buying experience! He was quick to respond and helped make the process simple.”
  • Kimberly Dirck: “Rick Woodruff is the best! We’ve used him multiple times for new and refinanced mortgages, and it’s always a smooth process.”
  • Kendra Cooper: “Rick helped us close our first home purchase, so I knew I had to ask for his help with our refinance. He made the process easy and stress free!”

Share your experience on our Google My Business page.

Our Mortgage Process

We simplify the mortgage process for a stress-free experience. Here’s how:

mortgage-loan-process

    1. Organize Documents: Our loan officers guide you through document preparation.
    2. Get Pre-Approved: We provide same-day pre-approvals for a competitive edge. Moreover, this helps you move quickly.
    3. Shop Loans: We offer FHA, VA, jumbo, and more to fit your goals.
    4. Apply: Our team handles paperwork, so you focus on your home.
    5. Loan Approval: We keep you informed during underwriting.
    6. Close: We ensure a smooth closing with no surprises.

Supporting Our Community

We’re proud to sponsor the Overland Park Farmers’ Market and support local initiatives in Leawood and Olathe. In addition, we back community events to strengthen Overland Park.

Meet Our Team

Rick Woodruff, Senior Loan Officer (NMLS #123456), brings 20+ years of experience to Metropolitan Mortgage. For example, Rick has helped thousands secure home loans in Overland Park with personalized service.

Contact Us

Ready for homeownership or refinancing? Contact Metropolitan Mortgage for fast pre-approvals. Furthermore, our local lenders prioritize your success.

Address: 7381 W 133rd St STE 200, Overland Park, KS 66213
Phone: (913) 642-8300
Directions: Get Directions
Google My Business: View Reviews

Schedule a Consultation today!

Overland Park Mortgage Lenders

Frequently Asked Questions

What are the benefits of same-day pre-approvals in Overland Park?

Our same-day pre-approvals give you a competitive edge in Overland Park’s fast market. For example, you can make stronger offers quickly.

Who are the best mortgage lenders in Overland Park, KS?

Metropolitan Mortgage leads with competitive rates and personalized service. In addition, we offer fast pre-approvals.

What are current mortgage rates in Overland Park?

Rates vary, often 6.0–7.0% for 30-year fixed in 2025. Discover the best mortgage rates tailored to your unique needs by exploring our personalized rate quotes today.

Why choose a local lender?

Our team knows Overland Park’s market, from Leawood to Olathe, ensuring tailored solutions. Moreover, we offer unmatched local expertise.

ECOA - NMLS
Metropolitan Mortgage Corporation | NMLS #227722 | Equal Housing Lender
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