Are you dreaming of buying a home in Kansas City but worried about the cost of necessary renovations? A HomeStyle Renovation Loan could be the solution you need. This guide will cover everything from what these loans are, how they…
For veterans and active-duty service members, the VA Interest Rate Reduction Refinance Loan (IRRL) offers an effective way to manage homeownership costs. This option, also known as VA Streamline Refinance, allows you to refinance your existing VA home loan. It…
On May 7, 2025, the Federal Reserve’s Federal Open Market Committee (FOMC) announced its decision to maintain the federal funds rate at a range of 4.25% to 4.5%, marking the third consecutive meeting with no change following rate cuts in…
Some homeowners purchase mortgage points, commonly called “origination points” or “discount points,” to reduce the interest they pay. Most of us will spend the most money on purchasing a home, so anything that might lower the mortgage cost is worthwhile…
Are you in the market to buy a home in Kansas? If so, you’ll want to familiarize yourself with the home-buying process in the State of Kansas. In this blog post, we’ll provide you with a 12-step plan that will…
One of the most important mortgage disclosures you’ll examine when comparing home loan offers is the loan estimate. However, the loan estimate form contains a plethora of precise information. There are key points to keep in mind so that you…
Overland Park, KS, offers vibrant neighborhoods perfect for families, professionals, and retirees. For example, with top-rated schools, lush parks, and a thriving economy, it’s no wonder homebuyers flock here. The average home price hovers around $450,000, but neighborhoods vary from…
A buydown mortgage is a home loan where the borrower or a third party, such as a seller or builder, pays an upfront fee to reduce the interest rate for a specific period or the entire term of the loan…
A 2-1 buydown mortgage is a financing option that reduces your interest rate for the first two years of your home loan. This temporary rate reduction allows you to pay lower monthly mortgage payments initially before adjusting to the standard…
Lower interest rates and monthly payments can save you thousands over a 30-year mortgage. Even a 0.25% rate difference can significantly reduce interest costs. In a rising rate environment, securing a mortgage rate lock is crucial. What Is a Mortgage…
