When considering buying a home, you must get familiar with your debt-to-income ratio (DTI). Moving forward with a high DTI compared to your income could be risky. Even if you're prepared to buy a home, you may struggle to find a…
Buying a home is exciting, but important factors could be the barrier between walking into your new home and signing another lease on your apartment. A home loan is a perfect example. When mortgage lenders determine your home loan eligibility,…
Have you been thinking about buying a house but are worried about how much you can afford to spend? One of the biggest mistakes that some homeowners make is to sign for a house that they really will not be…
Conventional home loans in Kansas City are typically loans that are not guaranteed or insured by the federal government. This means that the lenders have no guarantees when the borrower fail to repay the loan. As such, most lenders usually…
Out of all of the people who own their own home, nearly two-thirds of them are still paying off their mortgage. If you're worried about getting your first home loan, you might want to start by seeing if you prequalify…
The millennial mortgage is on the rise. As more of Gen Y leaves college and enters the workforce, they are looking for a stable, affordable living situation. Most of these are first-time homebuyers. So you're a millennial looking at the…
