As we near the end of 2025, homebuyers, investors, and financial planners are looking ahead to 2026. Interest rates, especially mortgage rates, are critical to the housing market and broader economy. This post explores the latest 2026 rate forecasts to…
If you’re buying a home in Kansas City, a top question is: can mortgage rates change before closing? Yes, unless you lock your rate. Mortgage rates shift daily due to market conditions and economic news. In October 2025, with 30-year…
If you’re wondering, “Are mortgage rates going down in Kansas City?” you’re not alone. As of October 12, 2025, homebuyers and refinancers in the Kansas City area are closely watching interest rate trends amid economic shifts. In this comprehensive guide,…
When buying a home in Kansas City, understanding the impact of your credit score on mortgage rates is crucial. Your credit score plays a significant role in determining the interest rate you receive on a mortgage, which can affect your…
Securing the best mortgage rate Kansas City MO is vital for homebuyers, potentially saving thousands over your loan term. With 30-year fixed rates at 6.25-6.34% in Kansas City as of October 12, 2025, understanding how to lock in a favorable…
If you’re a homeowner in Kansas City wondering, “Can mortgage interest be deducted from taxes?” the short answer is yes—but only under specific conditions. This federal tax benefit can significantly reduce your taxable income if you itemize your deductions on…
A cash-out mortgage refinance can be a great way to get extra cash when needed. You can use these funds for virtually any purpose. But like any other type of refinancing, you should consider a few things before taking the…
The Closing Disclosure describes the terms of your mortgage loan, including the purchase price, interest rate, estimated property taxes, insurance, closing costs, and other related expenses. You must review all five pages thoroughly as it’s one of the most important…
As the housing market continues to evolve, big news from the Federal Reserve can make all the difference for homebuyers and homeowners alike. On September 17, 2025, the Fed made headlines by cutting its benchmark federal funds rate by 0.25…
Located in the Kansas City metro, Platte County, Missouri, offers a blend of suburban tranquility and urban accessibility, with strong schools and a robust economy. For buyers, sellers, or investors, understanding 2025 trends is vital. This post explores market data,…
