Home loan programs encompass a variety of mortgage options tailored to meet the diverse needs of homebuyers. These programs, offered by lenders and backed by government agencies or private institutions, provide financing solutions with different terms, interest rates, and eligibility requirements. Examples of home loan programs include conventional loans, which are not government-insured and typically require higher credit scores and larger down payments; FHA loans, insured by the Federal Housing Administration and designed for borrowers with lower credit scores and smaller down payments; VA loans, guaranteed by the Department of Veterans Affairs and available to eligible veterans, active-duty service members, and certain spouses; and USDA loans, backed by the U.S. Department of Agriculture and offering financing options for eligible rural and suburban homebuyers. Each home loan program serves a specific demographic or addresses particular housing needs, providing opportunities for individuals and families to achieve homeownership with terms and benefits that suit their circumstances.
The pursuit of homeownership often initiates with a down payment, a pivotal element that fluctuates based on the chosen home loan. Grasping the down payment requirements for various loan types equips you with the knowledge to plan effectively and make…
A jumbo loan is a mortgage above the conforming loan limit, which Fannie Mae and Freddie Mac set. In Kansas, the conforming limit for a single-family home in 2024 is $766,550. You will need a jumbo loan if you want…
Are you ready to upgrade to a luxurious home in Kansas City? If so, you might want to consider a jumbo mortgage to help finance your dream property. Jumbo loans are an excellent option for homebuyers looking to purchase a…
Find the 2024 Missouri FHA loan limits by county below. Metropolitan Mortgage Corporation compiled the FHA loan limits data from Housing and Urban Development. Missouri FHA loan limits by county County NameStateOne-FamilyTwo-FamilyThree-FamilyFour-FamilyADAIRMO$498,257$637,950$771,125$958,350ANDREWMO$498,257$637,950$771,125$958,350ATCHISONMO$498,257$637,950$771,125$958,350AUDRAINMO$498,257$637,950$771,125$958,350BARRYMO$498,257$637,950$771,125$958,350BARTONMO$498,257$637,950$771,125$958,350BATESMO$498,257$637,950$771,125$958,350BENTONMO$498,257$637,950$771,125$958,350BOLLINGERMO$498,257$637,950$771,125$958,350BOONEMO$498,257$637,950$771,125$958,350BUCHANANMO$498,257$637,950$771,125$958,350BUTLERMO$498,257$637,950$771,125$958,350CALDWELLMO$498,257$637,950$771,125$958,350CALLAWAYMO$498,257$637,950$771,125$958,350CAMDENMO$498,257$637,950$771,125$958,350CAPE GIRARDEAUMO$498,257$637,950$771,125$958,350CARROLLMO$498,257$637,950$771,125$958,350CARTERMO$498,257$637,950$771,125$958,350CASSMO$498,257$637,950$771,125$958,350CEDARMO$498,257$637,950$771,125$958,350CHARITONMO$498,257$637,950$771,125$958,350CHRISTIANMO$498,257$637,950$771,125$958,350CLARKMO$498,257$637,950$771,125$958,350CLAYMO$498,257$637,950$771,125$958,350CLINTONMO$498,257$637,950$771,125$958,350COLEMO$498,257$637,950$771,125$958,350COOPERMO$498,257$637,950$771,125$958,350CRAWFORDMO$498,257$637,950$771,125$958,350DADEMO$498,257$637,950$771,125$958,350DALLASMO$498,257$637,950$771,125$958,350DAVIESSMO$498,257$637,950$771,125$958,350DEKALBMO$498,257$637,950$771,125$958,350DENTMO$498,257$637,950$771,125$958,350DOUGLASMO$498,257$637,950$771,125$958,350DUNKLINMO$498,257$637,950$771,125$958,350FRANKLINMO$498,257$637,950$771,125$958,350GASCONADEMO$498,257$637,950$771,125$958,350GENTRYMO$498,257$637,950$771,125$958,350GREENEMO$498,257$637,950$771,125$958,350GRUNDYMO$498,257$637,950$771,125$958,350HARRISONMO$498,257$637,950$771,125$958,350HENRYMO$498,257$637,950$771,125$958,350HICKORYMO$498,257$637,950$771,125$958,350HOLTMO$498,257$637,950$771,125$958,350HOWARDMO$498,257$637,950$771,125$958,350HOWELLMO$498,257$637,950$771,125$958,350IRONMO$498,257$637,950$771,125$958,350JACKSONMO$498,257$637,950$771,125$958,350JASPERMO$498,257$637,950$771,125$958,350JEFFERSONMO$498,257$637,950$771,125$958,350 Related Links: Conventional Loans FHA Home Loan Jumbo…
Find the 2024 Kansas FHA loan limits by county below. Metropolitan Mortgage Corporation compiled the FHA loan limits data from Housing and Urban Development. Kansas FHA loan limits by county County NameStateOne-FamilyTwo-FamilyThree-FamilyFour-FamilyALLENKS$498,257$637,950$771,125$958,350ANDERSONKS$498,257$637,950$771,125$958,350ATCHISONKS$498,257$637,950$771,125$958,350BARBERKS$498,257$637,950$771,125$958,350BARTONKS$498,257$637,950$771,125$958,350BOURBONKS$498,257$637,950$771,125$958,350BROWNKS$498,257$637,950$771,125$958,350BUTLERKS$498,257$637,950$771,125$958,350CHASEKS$498,257$637,950$771,125$958,350CHAUTAUQUAKS$498,257$637,950$771,125$958,350CHEROKEEKS$498,257$637,950$771,125$958,350CHEYENNEKS$498,257$637,950$771,125$958,350CLARKKS$498,257$637,950$771,125$958,350CLAYKS$498,257$637,950$771,125$958,350CLOUDKS$498,257$637,950$771,125$958,350COFFEYKS$498,257$637,950$771,125$958,350COMANCHEKS$498,257$637,950$771,125$958,350COWLEYKS$498,257$637,950$771,125$958,350CRAWFORDKS$498,257$637,950$771,125$958,350DECATURKS$498,257$637,950$771,125$958,350DICKINSONKS$498,257$637,950$771,125$958,350DONIPHANKS$498,257$637,950$771,125$958,350DOUGLASKS$498,257$637,950$771,125$958,350EDWARDSKS$498,257$637,950$771,125$958,350ELKKS$498,257$637,950$771,125$958,350ELLISKS$498,257$637,950$771,125$958,350ELLSWORTHKS$498,257$637,950$771,125$958,350FINNEYKS$498,257$637,950$771,125$958,350FORDKS$498,257$637,950$771,125$958,350FRANKLINKS$498,257$637,950$771,125$958,350GEARYKS$498,257$637,950$771,125$958,350GOVEKS$498,257$637,950$771,125$958,350GRAHAMKS$498,257$637,950$771,125$958,350GRANTKS$498,257$637,950$771,125$958,350GRAYKS$498,257$637,950$771,125$958,350GREELEYKS$498,257$637,950$771,125$958,350GREENWOODKS$498,257$637,950$771,125$958,350HAMILTONKS$498,257$637,950$771,125$958,350HARPERKS$498,257$637,950$771,125$958,350HARVEYKS$498,257$637,950$771,125$958,350HASKELLKS$498,257$637,950$771,125$958,350HODGEMANKS$498,257$637,950$771,125$958,350JACKSONKS$498,257$637,950$771,125$958,350JEFFERSONKS$498,257$637,950$771,125$958,350JEWELLKS$498,257$637,950$771,125$958,350JOHNSONKS$498,257$637,950$771,125$958,350KEARNYKS$498,257$637,950$771,125$958,350KINGMANKS$498,257$637,950$771,125$958,350KIOWAKS$498,257$637,950$771,125$958,350LABETTEKS$498,257$637,950$771,125$958,350 Related Links: Conventional Loans FHA Loan Kansas Jumbo loan…
Find the 2024 Missouri conforming loan limits by county below. Metropolitan Mortgage Corporation compiled the conforming loan limits data from Federal Housing Finance Agency Missouri conforming loan limits by county County NameStateOne-UnitLimitTwo-UnitLimitThree-UnitLimitFour-UnitLimitADAIR COUNTYMO$755,550$981,500$1,186,350$1,474,400ANDREW COUNTYMO$755,550$981,500$1,186,350$1,474,400ATCHISON COUNTYMO$755,550$981,500$1,186,350$1,474,400AUDRAIN COUNTYMO$755,550$981,500$1,186,350$1,474,400BARRY COUNTYMO$755,550$981,500$1,186,350$1,474,400BARTON COUNTYMO$755,550$981,500$1,186,350$1,474,400BATES COUNTYMO$755,550$981,500$1,186,350$1,474,400BENTON COUNTYMO$755,550$981,500$1,186,350$1,474,400BOLLINGER COUNTYMO$755,550$981,500$1,186,350$1,474,400BOONE…
Find the 2024 Kansas conforming loan limits by county below. Metropolitan Mortgage Corporation compiled the conforming loan limits data from Federal Housing Finance Agency Kansas conforming loan limits by county County NameStateOne-UnitLimitTwo-UnitLimitThree-UnitLimitFour-UnitLimitALLEN COUNTYKS$766,550$981,500$1,186,350$1,474,400ANDERSON COUNTYKS$766,550$981,500$1,186,350$1,474,400ATCHISON COUNTYKS$766,550$981,500$1,186,350$1,474,400BARBER COUNTYKS$766,550$981,500$1,186,350$1,474,400BARTON COUNTYKS$766,550$981,500$1,186,350$1,474,400BOURBON COUNTYKS$766,550$981,500$1,186,350$1,474,400BROWN COUNTYKS$766,550$981,500$1,186,350$1,474,400BUTLER COUNTYKS$766,550$981,500$1,186,350$1,474,400CHASE…
If you’re an eligible veteran or active-duty personnel looking to finance your dream home, a VA loan provides an excellent opportunity. Backed by the federal government and available through lenders nationwide, VA loans offer attractive fixed-rate options, often requiring little…
When it comes to financing a home, borrowers often have to decide between jumbo and conventional loans. Both options have their merits, but understanding the key differences can help borrowers make an informed decision that aligns with their financial goals…
VA mortgage loans offer a unique opportunity for veterans and active-duty military personnel to fulfill their dream of owning a home. With the backing of the Department of Veterans Affairs (VA), these loans provide numerous benefits and flexible terms. In…
