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Springfield Mortgage Lenders

Springfield Mortgage Lenders serving our community with honesty, integrity, and expertise.

Speak with a Loan Officer (913) 642-8300

Welcome To Metropolitan Mortgage Corporation – Mortgage Lenders Serving Springfield, MO.

Purchasing a home in Springfield, MO is an exciting investment that requires considerable planning and research, especially when buying the property under mortgage. However, what happens if the house you’re interested in has a much higher value than the allowed limit on conforming loans? Then, you would need to find the right provider to help you venture into jumbo loans. At Metropolitan Mortgage Corporation, we not only offer you decades of experience in providing sustainable mortgage loans but also the expertise to guide you through every step of the way. As a result, we are the ideal jumbo loan lender in Springfield for conventional and jumbo loans.

Services We Offer In Springfield, Missouri

We offer our clients various loan options for every situation and qualified mortgage planners to help them navigate through each option and find the most suitable one for their financial goals. The following are some of the loan options we have in Springfield.

Jumbo Loans

The real estate market in Springfield is filled with larger-priced homes that are eye-catching to any potential homeowner. However, these high-priced properties cannot be acquired with the standard conventional loans and, therefore, need to be financed by jumbo mortgages offered by a few providers in the market. These types of loans demand a significant down payment and credit quality to qualify for one, and at Metropolitan Mortgage Corporation, we offer them as 0-year and 25-year fixed-rate options. Our jumbo ARMs even allow you to pay a low introductory interest rate for the initial period of up to 10 years.

Conventional Loans

These are also known as conforming loans and aren’t insured by any government program. We offer flexible home loan terms and fewer underwriting restrictions for these types of loans. With a down payment that can drop to as low as 3%, our options are suitable for a home purchase or even mortgage refinancing. Our team of mortgage experts can walk you through the application process and help you determine the amount that you qualify for.

FHA Home Loans

We also offer FHA Home Loans insured by the Federal Housing Administration and designed to assist low to average income borrowers who are finding it difficult to make a significant down payment. This is a popular loan option in Missouri since it lets the borrower finance up to 96.5% of the property’s appraised value, while the 35% down payment can be sourced from a grant. In addition, for a lower credit score, we can help you develop the most suitable interest rates for your budget to secure that home for you and your loved ones.

VA Home Loans

We also recognize the contribution of veterans to our great nation by offering VA mortgage loans that are only eligible to military personnel members along with war veterans. Additionally, our favorable loan terms do not require a down payment nor private mortgage insurance as they aim to pay back militants and veterans for their service by placing a roof over their heads and that of their eligible surviving spouses.

USDA Home Loan

This type of loan is offered to low- and average-income households in recognized rural locations. Presently, we offer 15- and 30-year fixed loan terms that don’t require any down payment. However, the borrower can decide to provide one sourced from a gift or any documented assets. With a minimum credit score of 640, our USDA loans are pretty favorable, and we can assist you in finding suitable loan terms for your mortgage needs.

Vacation Homes

Vacation homes are unique 2nd home options for families or investment properties for other clients. We are well-versed in the real estate market for vacation homes in Missouri and can help you find a suitable option for your loan qualification. We also provide a pre-qualification process to help prepare borrowers for their esteemed vacation home purchase. Our specialists can help you figure out the right program for you to get that 2nd home of your dreams.

15 Year Fixed Loan

Our 15-year fixed loans allow you to repay the principal and interest through your monthly payments and tend to be more cost-effective than other mortgage options. Reach out to our specialists to help you determine your qualification for this loan and build your home’s equity faster.

30 Year Fixed Loan

If you’re looking towards long-term stability and consistent payments, and low mortgage rates, then our 30-year fixed loan should be right for you. Our team of specialists can guide you through the proper application process and get you a pre-approval for this type of loan.

Looking to Settle in Missouri?

Regardless of whether you’re a first-time buyer or professional investor, our team at Metropolitan Mortgage Corporation would never let you walk alone during every step of the loan process. Reach out to us and get a jumbo loan for your home in Springfield.

Metropolitan Mortgage Corporation
7280 NW 87th Terrace Suite 200
Kansas City, MO 64153
(855) 313-2480

VIEW INTEREST RATES ONLINE

Prospective borrowers can view our mortgage rates and loan terms online. Our mortgage rates assume that homebuyers have a very good credit scores and are buying a single-family home in Springfield, MO.

Conventional interest rates are at historic lows, so homebuyers should act now to score the best rates on their dream home. Apply online or contact a loan officer for more information about our mortgage lending products.

MORTGAGE RATES KANSAS CITY

RUN CALCULATIONS ON OUR FREE MOBILE APP

Our free mobile app (“Loan Pro”) allows clients to run mortgage payments on the go. With Loan Pro, clients select can from all mortgage products. They can run USDA loans, FHA loans, VA loans, Conventional loans and Jumbo loan calculations. The payments include; Homeowners Insurance, Property Taxes, and Mortgage Insurance (MI)! Do you know of another app that can do that?

If you’re still unsure of which mortgage loan program is right for you, try our built-in Loan Genie matching tool. Or contact a Springfield Loan Officer today.

Homebuyer Guide

AVOID COMMON MISTAKES WITH OUR FIRST-TIME HOME BUYER GUIDE

Buying a home in Springfield is a major life decision and being an informed home buyer can save you from making costly mistakes. Your Loan Officer can guide you through each milestone of the home loan process. Check out our first-time home buyers’ guide and get started on your home buying journey. We are a Springfield  Mortgage Lenders that makes it easy to prepare for buying your dream home.

SERVING SPRINGFIELD, MO

Springfield Mortgage Lenders
Springfield Mortgage Lenders

Contact our Springfield, MO Loan Officer today!

What are you waiting for? You’re just one step away from living in your dream home. Begin your loan process today!  Contact us online or Call a Loan Officer (913) 642-8300 in Springfield to receive a free, personalized rate quote from a mortgage lenders you can trust. Take a minute and apply below:

Apply Online >

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