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Mortgage Companies in Overland Park KS

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Whether you’re shopping for mortgage loans or want to consolidate your current mortgage debt, our team at Metropolitan Mortgage Company can help you with the home mortgage process every step of the way. With $2 billion funded in home loans and more than 10,000 families helped, our entire team prides itself on being the No. 1 mortgage lender in Kansas City.

KANSAS CITY MORTGAGE LENDERS

With more than a decade of experience, first-time home buyers can rest assured knowing they’re getting the best mortgage rates in Kansas City and Missouri. Located in the heart of Overland Park, Metropolitan Mortgage Company is dedicated to guiding potential homeowners through the home buying process and all of the challenges that accompany it. Our office is locally-owned-and-operated and our employees value honesty, integrity, and service. Our mission is to provide every homeowner with a wonderful experience by making the whole process as simple as possible. From conventional home loans to FHA mortgage home loans to USDA home loans, we’re here to answer your questions.

PURCHASING A NEW HOME SHOULD BE AN EXCITING, STRESS-FREE EXPERIENCE

It doesn’t matter if you’re a first-time buyer working with a realtor or an experienced homeowner, purchasing a new home can be a stressful process. Bypass the headache and let our loan officers help you out. We promise every customer who comes through our door a hassle-free, and ultimately wonderful experience. Not to mention, a mortgage that closes on time.

We provide a wide range of loan options, so first-time buyers are guaranteed to find a great home loan with low-interest rates and affordable monthly mortgage payments.

NAVIGATE THE MORTGAGE PROCESS WITH EASE

For first time buyers, knowing which types of loans to look for can seem overwhelming. Differences in mortgage rates or seemingly insignificant terms can leave home buyers spending more money in the long run.

Instead of flailing in the wind, let one of our mortgage planners help navigate you through each loan option that’s available. That way, we can find the best loan for your specific situation. Metropolitan Mortgage Company makes the entire loan process a breeze by helping potential buyers obtain the best terms on a fixed rate mortgage or adjustable rate mortgage. In addition to guiding buyers through the home purchase process, we prioritize obtaining the lowest closing costs on your credit report–so there won’t be any surprises after closing on your new home.

WORK WITH TRUSTED KANSAS CITY LENDERS

We pride ourselves on our exceptional customer service. That’s why we work with the best third-party loan providers in the industry. This allows us to find borrowers the best loan options to meet their individual needs, making the loan process that much easier.

Don’t just take our word for it. A significant portion of our business comes from referrals–check our ratings! From the realtor, title company, financial advisor, all the way down to the insurance agents, we provide every client with the highest level of customer service.

Your “Best Interest” is Our Top Priority

In 2018, our Kansas City mortgage business received the coveted Five Star Award. Award winners represent fewer than five percent of mortgage professionals in the Kansas City area.

We’re passionate about helping first-time home buyers, and it shows. With our five-star ratings across Google, Yelp, and Zillow, we’ve helped more than 10,000 families in the Overland Park area find and finance their new home.

FIND THE RIGHT LOAN PROGRAM FOR YOUR NEEDS

Kansas City’s quality of life and reasonable prices attract many first-time home buyers. Our Kansas City-based company is staffed with experienced advisors who are trained to help applicants through the entire process of purchasing their first home.

Kansas City interest rates are at an all-time low–which means now is the time to buy your dream home. Worried about paperwork? Don’t be. At our local Overland Park office, we make it a point to schedule meetings between our home loan experts and our customers–eliminating confusion and making the entire process smoother and speedier for both parties.

CREATE A PERSONALIZED AMORTIZATION SCHEDULE

Our online mortgage amortization schedule makes figuring out your monthly payments easier than ever. With the mortgage calculator amortization schedule, clients can figure out how much of their payment will go toward the principal (the total amount of money borrowed) and how much will go toward the interest. First-time home buyers can also use the tool to create an amortization table print-out for their loan. To use the amortization calculator, just enter the mortgage amount, the term in years, and the interest rate and the start date. It’s as simple as that!

Amortization Schedule

BUY A HOME WITH JUMBO MORTGAGE LOAN

Depending on your financial situation, a jumbo loan can help you pay off your mortgage faster. This loan, often reserved for higher-priced homes, requires a larger down payment and a higher quality of credit history from applicants. (Usually, the minimum down payment for a jumbo loans is 20 percent of the purchase price.) Borrowers with stable employment, a larger down payment, and a great credit score are perfect candidates for a jumbo home loan.

Metropolitan Mortgage Company offers both 30-year and 15-year fixed-rate options for homebuyers looking to purchase or refinance. While both options offer a guaranteed rate, shorter loan terms require higher payments. On the upside, higher monthly payments give home buyers the chance to build equity, which can be used as a down payment for their next home.

VIEW INTEREST RATES ONLINE

Prospective borrowers can view our mortgage rates and loan terms online. Our mortgage rates assume that homebuyers have a very good credit score and are buying a single-family home.

Conventional interest rates are at historic lows, so home buyers should act now to score the best rates on their dream home. Apply online or contact a loan officer for more information about our loan products.

MORTGAGE RATES

RUN CALCULATIONS ON OUR FREE MOBILE APP

Our free mobile app (“Loan Pro”) allows clients to run mortgage payments on the go. With Loan Pro, clients select can from all mortgage products and run USDA loans, FHA loans, VA loans, Conventional loans and Jumbo loan calculations that includes Homeowners association dues (HOA), the monthly Mortgage Insurance (MI), Homeowners Insurance and Property Taxes! Do you know of another app that can do that?

If you’re still unsure of which loan program is right for you, try our built-in Loan Genie matching tool.

AVOID COMMON MISTAKES WITH OUR FIRST-TIM HOME BUYER GUIDE

Buying a home is a major life decision and being an informed home buyer can save you from making costly mistakes. Our first-time home buyers’ guide makes it easy to prepare for buying your dream home.

Mortgage Companies in Overland Park KS

What are you waiting for? You’re just one step away from living in your dream home. Begin your loan process today! Our mortgage advisors are standing by. Contact us online or call 913.642.8300 to receive a free, personalized rate quote.

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