How Much Can I Afford to Pay for a House?
Have you been thinking about buying a house but are worried about how much you can afford to spend? One of the biggest mistakes that some homeowners make is to sign for a house that they really will not be…
Home Buying Trends to Be Aware Of
Buying a home is one of the most important things that most of us do during our lives; because of this, people tend to look for as much information as they can about the matter in order to make an…
What’s the Difference Between Interest Rate and APR?
Many home buyers have heard both terms, yet few are aware that interest rates and APR correspond to two different home loan costs. Understanding the difference between interest rate and APR, or annual percentage rate saves home buyers thousands of…
How Rising Interest Rates Affect Mortgages
Are you in the market for a new home, but afraid interest rates may rise? You're not alone. Buying a home is a big decision and can take months before you close the deal. There are several factors that can…
10 Questions to Ask Mortgage Lenders
Overland Park home buyers know the process can be stressful. With the home shortage hitting greater-Kansas City, many potential homebuyers are frustrated. Houses are staying on the market a few short days in many cases. Sometimes homes are only on…
Down Payment Affordability: Tips for Millennial Homebuyers
As more millennials are transitioning from renters to homeowners, many have concerns about the money requirements needed to take the next step. Affording the down payment on a home is the top concern for 50 percent of millennials breaking into…
The Guide on Qualifying for Conventional Home Loans
Conventional home loans in Kansas City are typically loans that are not guaranteed or insured by the federal government. This means that the lenders have no guarantees when the borrower fail to repay the loan. As such, most lenders usually…
8 Questions to Ask Your Loan Broker Before You Apply
There are many reasons you may be taking out a loan. Perhaps you're purchasing a new home or want to invest in new properties. Regardless of the reason, loans can be a very stressful process for most people. Finding a great loan…
Realtors Want Pre-approval Letters
Have you ever had a Realtor® ask you for your pre-approval letter before they are willing to show you a home? Why Realtors want a pre-approval before they show you a home, it’s not because they don’t value your business… it’s…
Understanding Your Credit Report
Understanding Your Credit Report Taking the Mystery Out of Credit Understanding your credit report is important in today's lending environment. Credit scores can be complicated to understand and can be a mystery to most people. With access to a variety…
3 Questions to Ask Before Buying Your Dream Home
3 Questions to Ask Before Buying Your Dream Home Here are 3 Questions to Ask Before Buying Your Dream Home. If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and…
Inadequate Inventory Driving Prices Up
Inadequate Inventory Driving Prices Up The latest Existing Home Sales Report from the National Association of Realtors (NAR) revealed a direct correlation between a lack of inventory and rising prices. We are all familiar with the concept of supply and…
Johnson County Down Payment Assistance
Update: The Johnson County Down Payment Assistance Program is not accepting new application effective March 27, 2017 until further notice. Johnson County Down Payment Assistance (Kansas).The Program is designed to assist low-to-moderate income Johnson County residents or persons who have…
5 Types of Home Loans All First-Timers Should Know
Buying a home for the first time can sure be confusing. Between dealing with realtors, bidding wars with other buyers and even whittling down your must-haves and your negotiables—there’s so much to keep track of. And that’s before you get into…
How to Get the Best Mortgage Rates Today
So you're looking to buy or refinance a home in Kansas City? Awesome! You're probably up to your ears in trying to figure out how to find the best mortgage rates today to purchase or the best mortgage rate refinance…
How to Win a Bidding War in a Hot Housing Market
How to win a Bidding War in a Hot Housing Market If you’re shopping for a house in Kansas City, where the supply of houses is low and demand is high, you may find yourself in a bidding war, with multiple offers.…
Loan Officer Advice For Anyone Buying a Home
Yes, buying a new home is an exciting time. But there are a lot of logistics involved that can make it a little stressful and often very confusing. Especially if it's your first home. That's why you should seek the…
Kansas City Mortgage Lenders Home Buyers Guide
Insider Tips to Getting the Best Deal on Your New Home So, you've decided to put down roots in Kansas City - smart move! Kansas City has a booming economy, is rich in culture, and has plenty of things for…
How Does Mortgage Amortization Work?
Are you ready to own your very own Kansas dream home? It's never been a better time to buy a home. Interest rates are down and there are lots of options on the market. But along with the home, comes…
5 Things You Must Do to Prequalify for a Home Loan in Kansas
Out of all of the people who own their own home, nearly two-thirds of them are still paying off their mortgage. If you're worried about getting your first home loan, you might want to start by seeing if you prequalify…